240 VIA DE LUNA, ENGLEWOOD, FL, 34224
Active13 days on marketListed Oct 25, 2026MLS #D6148972
About this home
240 VIA DE LUNA
Virtually Staged. Boat Access + Fully Updated | No Mandatory HOA | Coastal Living in Englewood Move right into this fully updated manufactured home in Englewood offering rare access to a voluntary HOA with marina and boat slips (subject to availability)—a standout opportunity for buyers seeking affordable coastal living near the water. Ideally positioned just minutes from the Intracoastal Waterway, Gulf beaches, Boca Grande, and Manasota Key, this property delivers both lifestyle and location. Major improvements have already been completed, including a new TPO roof (2024), new A/C heat pump (2023), luxury vinyl plank flooring throughout (2024), and a fully renovated kitchen (2026) featuring plywood construction cabinets with soft-close doors and drawers, along with new stainless-steel appliances (2025–2026). Bathrooms have been refreshed with new vanities and toilets (2024). Exterior upgrades include fresh paint (2025), custom gutters and downspouts (2024), and a new carport, front overhang, and porch (2024). With no mandatory HOA, boating access, and close proximity to beaches, fishing, golf, and dining, this move-in ready Englewood home is ideal as a winter retreat, investment property, or full-time residence. some photos are virtually staged
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.17 ac
Lot size
1981
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,601 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs Englewood actives
$176 vs $232
Days on market
13 vs 67 typical
Where $176/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 240 VIA DE LUNA
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$40,000
426 CAMINO REAL · same community
2 bd · 2 ba · 818 sqft · $49/sqft · 0 DOM
Sold · Sep ’26$90,000
135 VIA MADONNA · same community
2 bd · 2.5 ba · 811 sqft · $111/sqft · 0 DOM
Sold · Mar ’26$105,000
327 CALLE LIANA · same community
2 bd · 2 ba · 1,219 sqft · $86/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 240 VIA DE LUNA — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 240 VIA DE LUNA — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
240 VIA DE LUNA FAQs
What would the monthly payment be for 240 VIA DE LUNA?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 240 VIA DE LUNA?+
The most recent tax bill on record (2025) was $2,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 240 VIA DE LUNA?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $169,000, this home is listed about 52% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 240 VIA DE LUNA?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Cheryl Hayek, LLC. MLS #D6148972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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