3492 DISCOVERY DRIVE, PUNTA GORDA, FL, 33983
Active3 days on marketListed Nov 4, 2026MLS #D6149058
Come see it
Upcoming open house
Sat, Nov 7
1:00 PM – 3:00 PM
About this home
3492 DISCOVERY DRIVE
WELCOME TO 3492 DISCOVERY DRIVE IN BEAUTIFUL PUNTA GORDA—WHERE OLD FLORIDA CHARM MEETS THE ULTIMATE WATERFRONT LIFESTYLE! Originally built by the renowned Mackle Brothers, whose homes helped shape Southwest Florida, this thoughtfully updated waterfront retreat offers something truly special. BEST OF ALL, THIS HOME IS BEING SOLD COMPLETELY TURNKEY FURNISHED! Just pack your suitcase and start enjoying paradise! Whether you're looking for a full-time residence, seasonal getaway, or an exciting rental investment opportunity, this property offers endless possibilities! Situated on a RARE DOUBLE LOT along a deep sailboat-access canal with NO BRIDGES TO THE PEACE RIVER, you'll enjoy quick and easy access to some of Southwest Florida's finest boating, fishing, and waterfront adventures. An 80-FOOT SEAWALL, PRIVATE DOCK, AND BOAT LIFT make this a true boater's paradise! Inside, this classic Florida home has been beautifully updated while preserving one of its most treasured original features—the timeless terrazzo floors! A 2005 remodel and addition expanded the garage and created a SPACIOUS, VERSATILE BONUS ROOM with endless possibilities! Dreaming of the ultimate man cave, game room with a pool table, home office, hobby room, fitness studio, or additional guest space? Let your imagination run wild! The bright and inviting Florida room offers the perfect place to relax and unwind while overlooking the lush side-yard garden, with peaceful glimpses of the canal beyond. The oversized laundry and pantry room includes both an additional refrigerator and freezer—ideal for storing your fresh catch after a day on the water! NEED ROOM FOR YOUR TRUCK, BOATING GEAR, OR ALL THOSE FLORIDA TOYS? The extra-long garage was designed with that in mind! Two additional storage sheds provide even more space for fishing equipment, tools, and outdoor essentials. And just minutes away, discover the wonderful HARBOUR HEIGHTS PARK, a fantastic waterfront recreational destination along the Peace River! Enjoy a public boat launch with trailer parking, docks, pickleball, shuffleboard, horseshoes, a playground, butterfly garden, picnic areas with barbecue grills, and a spacious covered gazebo. There's even a dog-friendly atmosphere, an event center, and plenty of parking for gatherings with family and friends! IMAGINE THE POSSIBILITIES! Spend your mornings cruising the Peace River, afternoons fishing or exploring nearby waterways, and evenings relaxing in your own waterfront retreat. With furnishings included, a rare double lot, exceptional boating access, and flexible living spaces, this home is ready for its next chapter! MORE THAN JUST A WATERFRONT HOME—IT'S YOUR OPPORTUNITY TO OWN A PIECE OF FLORIDA HISTORY AND LIVE THE BOATING LIFESTYLE YOU'VE ALWAYS DREAMED OF! Come discover this hidden gem at 3492 Discovery Drive, Punta Gorda!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,114
Sqft
0.23 ac
Lot size
2
Garage
1961
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,025 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,025/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs HRBR HEIGHTS
$236 vs $229
Days on market
3 vs 65 typical
Where $236/sqft sits among the 23 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
11 of 23
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 488% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3492 DISCOVERY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
2322 PINELLAS DRIVE · same community
3 bd · 2 ba · 2,139 sqft · $187/sqft · 51 DOM
Sold · Aug ’26$349,900
2185 SULSTONE DRIVE · same community
3 bd · 2 ba · 2,066 sqft · $169/sqft · 347 DOM
Sold · Jan ’26$425,000
2453 HARBOUR DRIVE · same community
3 bd · 2 ba · 2,058 sqft · $207/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3492 DISCOVERY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3492 DISCOVERY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3492 DISCOVERY DRIVE FAQs
What would the monthly payment be for 3492 DISCOVERY DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,025/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3492 DISCOVERY DRIVE?+
The most recent tax bill on record (2025) was $2,547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3492 DISCOVERY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $499,900, this home is listed about 39% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3492 DISCOVERY DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,900 runs 488% above the PUNTA GORDA 33983 median — but at 2,114 sqft it's also 18% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 65 — if it fits, move quickly.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Leanne Preihs. MLS #D6149058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 3492 DISCOVERY DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anealya to ping you on any price or status change →