9491 & 9499 DOWNING STREET, ENGLEWOOD, FL, 34224
Active30 days on marketListed Oct 8, 2026MLS #D6149068
About this home
9491 & 9499 DOWNING STREET
RARE LEMON BAY WATERFRONT OPPORTUNITY! Discover approximately 4.49 acres across two adjoining parcels at the end of Downing St in sought-after Englewood. With nearly 800 feet of private bay frontage, this unique property offers expansive water views, natural surroundings, and a peaceful coastal setting. A boardwalk leads through native vegetation toward the shoreline and dock, creating a perfect spot to enjoy sunsets, boating, fishing, and kayaking. Located near Stump Pass and the Intracoastal Waterway, with Englewood Beach, Boca Grande, restaurants, shopping, and golf just minutes away. The generous upland area offers an exceptional opportunity to create a private coastal estate or explore other possibilities, subject to local approvals. Properties offering this combination of acreage, privacy, and waterfront access are rarely available in Englewood. Realtor Shorter, more powerful version RARE LEMON BAY WATERFRONT! Approximately 4.49 acres across two adjoining parcels with nearly 800 feet of private bay frontage. Tucked at the end of Downing St, this exceptional property offers breathtaking water views, natural privacy, a shoreline dock, and a peaceful coastal setting. Enjoy boating, fishing, kayaking, and spectacular sunsets, with Stump Pass, the Intracoastal Waterway, Englewood Beach, Boca Grande, dining, shopping, and golf nearby. A truly unique opportunity to create your own private waterfront retreat in Englewood.
Facts & features
The home at a glance
4.49 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,222 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,222/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 529% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9491 & 9499 DOWNING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$82,500
7446 PALM ISLAND DRIVE UNIT 3514
1 bd · 1 ba · 668 sqft · $124/sqft · 831 DOM
Sold · Jan ’26$135,000
6796 GASPARILLA PINES BOULEVARD UNIT 76
2 bd · 2 ba · 933 sqft · $145/sqft · 74 DOM
Sold · Jul ’26$125,000
6796 GASPARILLA PINES BOULEVARD UNIT 34
2 bd · 2 ba · 933 sqft · $134/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9491 & 9499 DOWNING STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9491 & 9499 DOWNING STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9491 & 9499 DOWNING STREET FAQs
What would the monthly payment be for 9491 & 9499 DOWNING STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9491 & 9499 DOWNING STREET?+
The most recent tax bill on record (2025) was $4,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $849,000, this home is listed about 143% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9491 & 9499 DOWNING STREET?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6149068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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