CENTURY 21 Edge
$439,9002 bd2 ba1,070 sqft$411 /sqft≈$3,950 /mo all-in ↓

1551 BEACH ROAD UNIT 207, ENGLEWOOD, FL, 34223

Active23 days on marketListed Oct 15, 2026MLS #D6149095

WaterfrontCondominiumSANDPIPER KEY BLDG 04

About this home

1551 BEACH ROAD UNIT 207

LIVE THE LEMON BAY LIFESTYLE! WATERFRONT PARADISE JUST MINUTES FROM ENGLEWOOD BEACH! Welcome to COASTAL LIVING AT ITS FINEST in Sandpiper Key! This TURNKEY, FULLY FURNISHED 2-bedroom, 2-bath WATERFRONT CONDO offers 1,070 square feet of inviting living space, BREATHTAKING WATER VIEWS, and the LAID-BACK FLORIDA LIFESTYLE you've been dreaming of. Located on the SECOND FLOOR as a DESIRABLE END UNIT, this exceptional residence stands out with its OVERSIZED PORCH overlooking BEAUTIFUL LEMON BAY, creating the PERFECT setting for morning coffee, evening cocktails, and UNFORGETTABLE SUNSET VIEWS surrounded by SWAYING PALM TREES. Step inside and discover an OPEN FLOOR PLAN designed for COMFORTABLE LIVING and EFFORTLESS ENTERTAINING. Tile and luxury vinyl flooring flow throughout, complemented by ELEGANT CROWN MOLDING, window treatments, and SPACIOUS CLOSETS. The BRIGHT, WELCOMING KITCHEN features an abundance of lighting, SOLID-SURFACE COUNTERTOPS, and a convenient BREAKFAST SEATING AREA that opens seamlessly into the family room. An IN-UNIT LAUNDRY CLOSET adds everyday convenience, making this condo as PRACTICAL as it is INVITING. Best of all, this property comes FULLY FURNISHED and READY TO ENJOY FROM DAY ONE! THE SHOWSTOPPER IS THE OVERSIZED WATERFRONT PORCH! Imagine dining outdoors, relaxing with a good book, or entertaining friends while overlooking the TRANQUIL WATERS OF LEMON BAY, with LUSH TROPICAL LANDSCAPING and PALM TREES framing your view. This EXCEPTIONAL OUTDOOR LIVING SPACE sets this end-unit condo apart and brings the BEAUTY OF FLORIDA'S COASTAL SURROUNDINGS right to your doorstep. Sandpiper Key offers an INCREDIBLE ARRAY OF WATERFRONT AMENITIES, including TWO HEATED BAYFRONT SWIMMING POOLS, a FISHING PIER extending into Lemon Bay, and DIRECT ACCESS TO THE INTRACOASTAL WATERWAY. Watch for DOLPHINS AND MANATEES, enjoy a peaceful afternoon of fishing, or UNWIND POOLSIDE while taking in SPECTACULAR BAY VIEWS. The beautifully landscaped grounds feature WALKING PATHS, PICNIC AREAS with gas grills and tables, a courtyard, and a CLUBHOUSE with a library and SEASONAL SOCIAL ACTIVITIES. Additional conveniences include ASSIGNED COVERED GARAGE PARKING, guest parking, elevators, and DEDICATED STORAGE OPTIONS for beach gear and outdoor recreation equipment. LOCATION, LOCATION, LOCATION! Just 0.8 MILES FROM ENGLEWOOD BEACH, you're only minutes from SUN-SOAKED GULF COAST SHORES, SPECTACULAR SUNSETS, and an ABUNDANCE OF HIGHLY RATED LOCAL RESTAURANTS, WATERFRONT DINING SPOTS, LIVELY BARS, and charming shops along Manasota Key. Explore nearby STUMP PASS BEACH STATE PARK for PRISTINE NATURAL BEACHES, SCENIC TRAILS, and WILDLIFE WATCHING, or enjoy the local dining and shopping options throughout Englewood. Whether you're searching for a FULL-TIME RESIDENCE, a SEASONAL FLORIDA ESCAPE, or a WATERFRONT GETAWAY to share with family and friends, this beautifully appointed condo delivers the PERFECT COMBINATION of COMFORT, CONVENIENCE, RESORT-STYLE AMENITIES, and COASTAL CHARM. FULLY FURNISHED. WATERFRONT VIEWS. OVERSIZED PORCH. TWO HEATED BAYFRONT POOLS. JUST 0.8 MILES TO THE BEACH! Don't miss this EXCEPTIONAL OPPORTUNITY to own your own SLICE OF PARADISE at Sandpiper Key, where EVERY DAY FEELS LIKE A VACATION!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,070

Sqft

0.03 ac

Lot size

1981

Year built

One

Levels

$411

Per sqft

WaterfrontWater viewTurnkeyPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofMembrane · Metal
ConstructionBlock · Stucco
FoundationSlab · Stilt/On Piling
ViewWater
FacesNorthwest
ParkingAssigned · Covered · Ground Level
ExteriorLighting · Private Mailbox · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$6,900/yr
PetsYes
CommunityBay/Harbor Front · Fishing · Intracoastal Waterway · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,950 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,020
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$575
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate7.50%
Loan term

Estimated payment

$3,950/mo

Principal & interest$3,020
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$575
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$261KedgeAI estimate $302,534 · range $272K–$333K$457K

vs edgeAI estimate

+45.4%

$/sqft vs Englewood actives

$411 vs $231

Days on market

23 vs 67 typical

Where $411/sqft sits among the 400 Englewood actives

177
111
54 · this home
20
10
28
$115–219$219–323$323–426$426–530$530–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,884

Median age

67.8

Median income

$76,016

Median home value

$408,000

Avg household

1.89

Households w/ children

689

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

167 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Oct 15, 2026Listed at $439,900 · 23 days on market since
1981Built · SANDPIPER KEY BLDG 04

Reality check

What actually sold near 1551 BEACH ROAD UNIT 207

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1551 BEACH ROAD UNIT 202Sold · Mar ’26

$355,000

1551 BEACH ROAD UNIT 202 · same community

2 bd · 2 ba · 1,070 sqft · $332/sqft · 2 DOM

1551 BEACH ROAD UNIT 309Sold · Aug ’26

$255,000

1551 BEACH ROAD UNIT 309 · same community

2 bd · 2 ba · 1,222 sqft · $209/sqft · 7 DOM

1751 BEACH ROAD UNIT 204Sold · Nov ’25

$310,000

1751 BEACH ROAD UNIT 204

2 bd · 2 ba · 1,070 sqft · $290/sqft · 310 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1551 BEACH ROAD UNIT 207 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1551 BEACH ROAD UNIT 207 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1551 BEACH ROAD UNIT 207 FAQs

What would the monthly payment be for 1551 BEACH ROAD UNIT 207?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1551 BEACH ROAD UNIT 207?+

The most recent tax bill on record (2025) was $6,900. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1551 BEACH ROAD UNIT 207?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $439,900, this home is listed about 26% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1551 BEACH ROAD UNIT 207?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Lore Mooren. MLS #D6149095.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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