12450 VISTA CIRCLE, PUNTA GORDA, FL, 33955
Active30 days on marketListed Oct 8, 2026MLS #D6149107
About this home
12450 VISTA CIRCLE
Located between FT Myers and Punta Gorda, this property offers the best of both worlds: a rural setting with shopping, dining, medical care and entertainment close by in either direction. Just a few minutes from I-75 this location makes commuting and travel a breeze. Beaches, boating and fishing are an easy drive. Don't miss this opportunity to own in a growing area!
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$311 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Tropical Gulf Acres
Get to know Punta Gorda. See the full Punta Gorda guide →
Tropical Gulf Acres — neighborhood snapshot
Population
920
Median age
56
Median income
$82,783
Median home value
$255,500
Avg household
2
Households w/ children
46%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 12450 VISTA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$225,000
13148 CALIENTE DRIVE · same community
2 bd · 1.5 ba · 930 sqft · $242/sqft · 55 DOM
Sold · Mar ’26$240,000
12037 ESTRELLA BOULEVARD · same community
2 bd · 1.5 ba · 962 sqft · $249/sqft · 0 DOM
Sold · Dec ’25$239,000
27159 ALHAMBRA DRIVE · same community
2 bd · 2 ba · 1,120 sqft · $213/sqft · 99 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12450 VISTA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12450 VISTA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12450 VISTA CIRCLE FAQs
What would the monthly payment be for 12450 VISTA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12450 VISTA CIRCLE?+
The most recent tax bill on record (2025) was $320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12450 VISTA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $17,000, this home is listed about 95% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12450 VISTA CIRCLE?+
Punta Gorda Middle School (middle), East Elementary School (elementary), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TALL PINES REALTY · Patty Coats. MLS #D6149107.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 12450 VISTA CIRCLE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tommy to ping you on any price or status change →