SPRUCE ROAD, INTERLACHEN, FL, 32148
Active2 days on marketListed Oct 10, 2026MLS #D6149130
About this home
SPRUCE ROAD
These 2 acres property features a unique setup consisting of two 1-acre lots under one single parcel number, giving a buyer the ability to subdivide the land into two different, independent parcels. This is an exceptional opportunity for a builder or developer looking to purchase the parent tract wholesale, run the standard engineering checks, and potentially unlock two premium single-family homesites. Power lines are close by along the street grid. Drive by and check out the acreage potential today!
Facts & features
The home at a glance
2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$653/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 467% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near SPRUCE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$110,000
207 SALEM STREET · same community
2 bd · 2 ba · 732 sqft · $150/sqft · 91 DOM
Sold · Apr ’26$145,000
106 IDA BOULEVARD · same community
2 bd · 1.5 ba · 784 sqft · $185/sqft · 2 DOM
Sold · Jun ’26$140,000
112 PALMER DRIVE · same community
2 bd · 1 ba · 924 sqft · $152/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about SPRUCE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SPRUCE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SPRUCE ROAD FAQs
What would the monthly payment be for SPRUCE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $590/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SPRUCE ROAD?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $68,000, this home is listed about 72% below the Interlachen median of $244,450. The market section on this page shows how the area is trending.
Which schools are assigned to SPRUCE ROAD?+
Interlachen Junior-Senior High School (high), Ochwilla Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of IDEAL HOMES REALTY LLC · Jose Serrat. MLS #D6149130.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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