1035 SCHOONER LANE, ENGLEWOOD, FL, 34224
Active19 days on marketListed Oct 19, 2026MLS #D6149214
About this home
1035 SCHOONER LANE
BUILD YOUR FLORIDA DREAM HOME IN BAY HARBOR ESTATES! This vacant lot in Englewood offers public water and sewer availability with no HOA. Enjoy a convenient location close to shopping, restaurants, and medical facilities, making everyday errands simple while embracing the area’s coastal lifestyle. Whether you envision a seasonal getaway or a year-round residence, this property offers an opportunity to design a home that suits your needs. Bring your plans and explore the possibilities in this established Englewood neighborhood! Seller has an existing survey and building plans available upon request. Buyer to verify that the plans meet their intended use and current permitting requirements.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$678 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$678/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 1035 SCHOONER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$360,000
1041 SCHOONER LANE · same community
3 bd · 2 ba · 1,778 sqft · $202/sqft · 55 DOM
Sold · Sep ’26$491,000
1087 BAY HARBOR DRIVE · same community
3 bd · 2 ba · 2,229 sqft · $220/sqft · 5 DOM
Sold · May ’26$200,000
2550 10TH STREET
2 bd · 1 ba · 792 sqft · $253/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1035 SCHOONER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1035 SCHOONER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1035 SCHOONER LANE FAQs
What would the monthly payment be for 1035 SCHOONER LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $678/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1035 SCHOONER LANE?+
The most recent tax bill on record (2025) was $957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Englewood?+
At $60,000, this home is listed about 83% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1035 SCHOONER LANE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Maria Mora Munoz. MLS #D6149214.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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