21 OAKWOOD DRIVE N UNIT 21, ENGLEWOOD, FL, 34223
Active17 days on marketListed Oct 21, 2026MLS #D6149237
About this home
21 OAKWOOD DRIVE N UNIT 21
FORKED CREEK WATERFRONT | NO BRIDGES TO LEMON BAY | DOCK READY SEAWALL Enjoy the ultimate Florida boating lifestyle in Englewood Isles, a desirable maintenance-free waterfront community. This 2-bedroom, 2-bath detached condominium features a versatile den, split-bedroom floor plan, and 1-car garage. Boaters will love the 42 feet of seawall on Forked Creek, with water and electricity ready for dock instalation, and approximately 10-minute travel to Lemon Bay with no bridges to navigate. The open-concept living area flows into an expansive Florida room overlooking a peaceful, park-like setting. The den offers flexibility for a home office, guests, or hobby space. HVAC updates include a new system in 2022 and a separate mini-split in the Florida room. Community amenities include a large heated pool, shuffleboard, and maintenance-free living. Enjoy easy access to the Intracoastal Waterway, fishing, waterfront dining, Gulf beaches, golf, shopping, restaurants, and more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,665
Sqft
15.17 ac
Lot size
1
Garage
1970
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,089 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.5%
$/sqft vs Englewood actives
$264 vs $231
Days on market
17 vs 67 typical
Where $264/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakwood
Get to know Englewood. See the full Englewood guide →
Oakwood — neighborhood snapshot
Population
71
Median age
69
Median income
$88,611
Median home value
$263,600
Avg household
2
Households w/ children
2%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
170 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 OAKWOOD DRIVE N UNIT 21
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$348,500
331 OAKWOOD CIRCLE · same community
3 bd · 2 ba · 1,658 sqft · $210/sqft · 35 DOM
Sold · Jul ’26$423,000
51 OAKWOOD DRIVE N UNIT 51 · same community
2 bd · 2 ba · 1,600 sqft · $264/sqft · 478 DOM
Sold · Nov ’25$340,000
25 OAKWOOD DR N UNIT 25 · same community
2 bd · 2 ba · 1,566 sqft · $217/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21 OAKWOOD DRIVE N UNIT 21 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 OAKWOOD DRIVE N UNIT 21 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21 OAKWOOD DRIVE N UNIT 21 FAQs
What would the monthly payment be for 21 OAKWOOD DRIVE N UNIT 21?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,089/mo — principal and interest, the actual property-tax bill, the $428/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 OAKWOOD DRIVE N UNIT 21?+
The association fee works out to $428 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 OAKWOOD DRIVE N UNIT 21?+
The most recent tax bill on record (2025) was $3,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 OAKWOOD DRIVE N UNIT 21?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $439,000, this home is listed about 25% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21 OAKWOOD DRIVE N UNIT 21?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,000 runs 12% above the ENGLEWOOD 34223 median — but at 1,665 sqft it's also 15% larger than the typical Englewood listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Karin Dubbs. MLS #D6149237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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