
3959 SAN ROCCO DRIVE UNIT 122, PUNTA GORDA, FL, 33950
Active11 days on marketListed Oct 27, 2026MLS #D6149325
About this home
3959 SAN ROCCO DRIVE UNIT 122
Enjoy spacious golf course living with the convenience of a private elevator and attached two-car garage at Vizcaya at Burnt Store Isles! Offered partially furnished, this beautifully maintained 3-bedroom, 2-bath condominium features approximately 2,383 square feet of inviting living space overlooking the 8th fairway of Twin Isles Country Club. The residence spans three levels, with the garage on the first floor, the foyer on the second, and the main living area on the third, all conveniently connected by a private elevator. The main living area features 10-foot ceilings, abundant natural light, and an open great room that creates a bright, welcoming atmosphere. Sliding glass doors extend the living space onto a generous covered and screened lanai, perfect for morning coffee, relaxed outdoor dining, or unwinding while enjoying peaceful fairway views. The kitchen features granite countertops that match the granite countertops in both bathrooms, stainless steel appliances, and ample workspace, with an easy connection to the dining and living areas that makes entertaining a pleasure. Neutral finishes, tray ceilings in select rooms, and ceramic tile in the main living areas complement the home's comfortable style. The spacious primary suite offers a restful retreat with new waterproof laminate flooring, a private en suite bathroom, and convenient linen storage. Additional bedrooms provide flexibility for overnight guests, a home office, or hobbies, while generous storage throughout helps keep everyday living organized. Thoughtful features include a Ring doorbell, smart thermostat, and smart lighting switches. Recent improvements further enhance the home, including new roll-down hurricane shutters at the rear, new condominium roofs installed in 2026, and seven new impact windows installed in June 2026—three in the office and four in the primary bedroom. Built in 2006, Vizcaya is an intimate community of 36 residences across nine buildings, with association-provided lawn and building care allowing more time to enjoy the surrounding lifestyle. Located approximately four miles south of historic downtown Punta Gorda, the community offers convenient access to waterfront restaurants, local shops, community events, Fishermen's Village, and Harborwalk. Nearby shopping, Twin Isles Country Club, and access to I-75 make daily errands and weekend outings easy. Whether you're seeking a full-time residence or a spacious seasonal getaway, this home brings together comfortable interiors, thoughtful updates, practical conveniences, and a relaxing golf course setting.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,383
Sqft
0.06 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,384 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,384/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.1%
$/sqft vs Punta Gorda actives
$185 vs $208
Days on market
11 vs 65 typical
Where $185/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Isles — neighborhood snapshot
Population
2,266
Median age
69
Median income
$91,652
Median home value
$631,300
Avg household
2
Households w/ children
69%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
173 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3959 SAN ROCCO DRIVE UNIT 122
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$350,000
701 VINCA ROSEA
3 bd · 2 ba · 2,313 sqft · $151/sqft · 12 DOM
Sold · Mar ’26$650,000
442 SCARLET SAGE
3 bd · 3.5 ba · 2,472 sqft · $263/sqft · 69 DOM
Sold · Apr ’26$605,000
558 ROYAL POINCIANA
3 bd · 2 ba · 2,476 sqft · $244/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3959 SAN ROCCO DRIVE UNIT 122 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3959 SAN ROCCO DRIVE UNIT 122 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3959 SAN ROCCO DRIVE UNIT 122 FAQs
What would the monthly payment be for 3959 SAN ROCCO DRIVE UNIT 122?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,384/mo — principal and interest, the actual property-tax bill, the $772/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3959 SAN ROCCO DRIVE UNIT 122?+
The association fee works out to $772 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3959 SAN ROCCO DRIVE UNIT 122?+
The most recent tax bill on record (2025) was $2,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3959 SAN ROCCO DRIVE UNIT 122?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $440,000, this home is listed about 23% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3959 SAN ROCCO DRIVE UNIT 122?+
Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$440,000 runs 49% above the PUNTA GORDA 33950 median — but at 2,383 sqft it's also 33% larger than the typical Punta Gorda listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $772/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6149325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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