CENTURY 21 Edge
$440,0003 bd2 ba2,383 sqft$185 /sqft≈$4,384 /mo all-in ↓

3959 SAN ROCCO DRIVE UNIT 122, PUNTA GORDA, FL, 33950

Active11 days on marketListed Oct 27, 2026MLS #D6149325

CondominiumVIZCAYA/BURNT STORE ISLES PH V

About this home

3959 SAN ROCCO DRIVE UNIT 122

Enjoy spacious golf course living with the convenience of a private elevator and attached two-car garage at Vizcaya at Burnt Store Isles! Offered partially furnished, this beautifully maintained 3-bedroom, 2-bath condominium features approximately 2,383 square feet of inviting living space overlooking the 8th fairway of Twin Isles Country Club. The residence spans three levels, with the garage on the first floor, the foyer on the second, and the main living area on the third, all conveniently connected by a private elevator. The main living area features 10-foot ceilings, abundant natural light, and an open great room that creates a bright, welcoming atmosphere. Sliding glass doors extend the living space onto a generous covered and screened lanai, perfect for morning coffee, relaxed outdoor dining, or unwinding while enjoying peaceful fairway views. The kitchen features granite countertops that match the granite countertops in both bathrooms, stainless steel appliances, and ample workspace, with an easy connection to the dining and living areas that makes entertaining a pleasure. Neutral finishes, tray ceilings in select rooms, and ceramic tile in the main living areas complement the home's comfortable style. The spacious primary suite offers a restful retreat with new waterproof laminate flooring, a private en suite bathroom, and convenient linen storage. Additional bedrooms provide flexibility for overnight guests, a home office, or hobbies, while generous storage throughout helps keep everyday living organized. Thoughtful features include a Ring doorbell, smart thermostat, and smart lighting switches. Recent improvements further enhance the home, including new roll-down hurricane shutters at the rear, new condominium roofs installed in 2026, and seven new impact windows installed in June 2026—three in the office and four in the primary bedroom. Built in 2006, Vizcaya is an intimate community of 36 residences across nine buildings, with association-provided lawn and building care allowing more time to enjoy the surrounding lifestyle. Located approximately four miles south of historic downtown Punta Gorda, the community offers convenient access to waterfront restaurants, local shops, community events, Fishermen's Village, and Harborwalk. Nearby shopping, Twin Isles Country Club, and access to I-75 make daily errands and weekend outings easy. Whether you're seeking a full-time residence or a spacious seasonal getaway, this home brings together comfortable interiors, thoughtful updates, practical conveniences, and a relaxing golf course setting.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,383

Sqft

0.06 ac

Lot size

2

Garage

2006

Year built

Three Or More

Levels

$185

Per sqft

Golf Course viewPartiallyPets allowed

Inside

FlooringCarpet · Ceramic Tile · Concrete
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNortheast
ParkingDeeded · Driveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$772/mo
Taxes (2025)$2,836/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,384 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,021
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$236
Condo fee — from the listing$772
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate7.50%
Loan term

Estimated payment

$4,384/mo

Principal & interest$3,021
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$236
HOA / condo fee$772
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$297KedgeAI estimate $343,510 · range $309K–$364K$458K

vs edgeAI estimate

+28.1%

$/sqft vs Punta Gorda actives

$185 vs $208

Days on market

11 vs 65 typical

Where $185/sqft sits among the 400 Punta Gorda actives

131
146 · this home
39
34
21
29
$128–184$184–240$240–296$296–352$352–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Burnt Store Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Isles — neighborhood snapshot

Population

2,266

Median age

69

Median income

$91,652

Median home value

$631,300

Avg household

2

Households w/ children

69%

For the school run

Charlotte County School District

HighCharlotte High School★★★★★
ElementarySallie Jones Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

173 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 27, 2026Listed at $440,000 · 11 days on market since
2006Built · VIZCAYA/BURNT STORE ISLES PH V

Reality check

What actually sold near 3959 SAN ROCCO DRIVE UNIT 122

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

701 VINCA ROSEASold · Aug ’26

$350,000

701 VINCA ROSEA

3 bd · 2 ba · 2,313 sqft · $151/sqft · 12 DOM

442 SCARLET SAGESold · Mar ’26

$650,000

442 SCARLET SAGE

3 bd · 3.5 ba · 2,472 sqft · $263/sqft · 69 DOM

558 ROYAL POINCIANASold · Apr ’26

$605,000

558 ROYAL POINCIANA

3 bd · 2 ba · 2,476 sqft · $244/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3959 SAN ROCCO DRIVE UNIT 122 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3959 SAN ROCCO DRIVE UNIT 122 — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3959 SAN ROCCO DRIVE UNIT 122 FAQs

What would the monthly payment be for 3959 SAN ROCCO DRIVE UNIT 122?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,384/mo — principal and interest, the actual property-tax bill, the $772/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3959 SAN ROCCO DRIVE UNIT 122?+

The association fee works out to $772 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3959 SAN ROCCO DRIVE UNIT 122?+

The most recent tax bill on record (2025) was $2,836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3959 SAN ROCCO DRIVE UNIT 122?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $440,000, this home is listed about 23% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3959 SAN ROCCO DRIVE UNIT 122?+

Charlotte High School (high), Sallie Jones Elementary School (elementary), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$440,000 runs 49% above the PUNTA GORDA 33950 median — but at 2,383 sqft it's also 33% larger than the typical Punta Gorda listing.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $772/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Charlotte High School, Sallie Jones Elementary School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6149325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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