25197 CADIZ DRIVE, PUNTA GORDA, FL, 33955
Active8 days on marketListed Oct 30, 2026MLS #D6149338
Come see it
Upcoming open house
Sun, Nov 8
12:00 AM – 3:00 PM
About this home
25197 CADIZ DRIVE
Designed for relaxed Florida living, this beautifully appointed TURNKEY FURNISHED home offers refined finishes, inviting living spaces, and a private outdoor oasis overlooking tranquil lake views. Situated on TWO LOTS, this exceptional property provides added privacy, extra outdoor space, and endless opportunities to enjoy the Florida lifestyle. Inside, an open, light-filled layout showcases elegant crown molding and chair rail in the dining room and premium brushed travertine flooring with chiseled edges. Tile flooring in the bathrooms, laminate in guest rooms and carpet in Primary bedroom offers a clean, timeless look. Special touches abound like wood decorative trim around windows, upgraded ceiling fans, large cabinet pantry for the kitchen, QUALITY FURNITURE and screened in front porch. The spacious living area opens through sliding glass doors to an extended, oversized covered lanai featuring a beautiful wood ceiling accent and a sound system with a catalog of 548 songs, creating an inviting atmosphere for relaxing or entertaining. The remodeled kitchen is designed for gathering and conversation, featuring QUARTZ countertops, breakfast bar, and convenient pass-through to the lanai. The owner's suite offers a private retreat with direct access to the lanai, while a separate guest wing features two generously sized bedrooms and a full bathroom, providing comfort and privacy for family and visitors. Additional features include a Ring doorbell and a security system for peace of mind. The outdoor living space is truly special! Enjoy the heated saltwater pool updated pool cage with all new no-rust screws, new cables and tie-downs and surrounded by new panoramic pool screening that preserves the beautiful lake views. Take in peaceful sunrises over 214' of water frontage, relax poolside, or entertain beneath the covered lanai. The additional standalone lot expands your outdoor possibilities, with two distinct gathering areas—one lighted for cards and games and another featuring a fire pit for enjoying happy hour and sunsets. There is plenty of room for horseshoes (brand new set is included), cornhole, croquet, bocce, and more. Major updates include a NEW ROOF (2023) and AC (2024). Hurricane protection includes roll-down and accordion-style storm shutters making it so easy to prepare. The oversized two-car garage features protective epoxy flooring (2026), a new service door, and ample shelving and storage. The riding lawn mower is included! Combining turnkey convenience, thoughtful updates, exceptional outdoor living, and the privacy of two lots, this inviting waterfront property offers a wonderful opportunity to embrace the best of Florida living. Come experience it for yourself and make it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,710
Sqft
0.5 ac
Lot size
2
Garage
1993
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,356 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs PUNTA GORDA ISLES SEC 16
$231 vs $181
Days on market
8 vs 65 typical
Where $231/sqft sits among the 19 homes for sale in PUNTA GORDA ISLES SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Village
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Village — neighborhood snapshot
Population
714
Median age
63
Median income
$74,708
Median home value
$331,000
Avg household
2
Households w/ children
38%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
12 of 19
PUNTA GORDA ISLES SEC 16 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 778% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25197 CADIZ DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$280,000
25115 ESMERALDA COURT · same community
3 bd · 2 ba · 1,711 sqft · $164/sqft · 569 DOM
Sold · Jul ’26$281,000
16074 OVERDALE COURT · same community
3 bd · 2 ba · 1,651 sqft · $170/sqft · 20 DOM
Sold · May ’26$450,000
25212 ALCAZAR DRIVE · same community
3 bd · 2 ba · 1,780 sqft · $253/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25197 CADIZ DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25197 CADIZ DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25197 CADIZ DRIVE FAQs
What would the monthly payment be for 25197 CADIZ DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,356/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25197 CADIZ DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25197 CADIZ DRIVE?+
The most recent tax bill on record (2025) was $3,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25197 CADIZ DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $395,000, this home is listed about 10% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25197 CADIZ DRIVE?+
Charlotte High School (high), Punta Gorda Middle School (middle), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AGGRESSIVE REALTY · Mary Lou McKinley. MLS #D6149338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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