CENTURY 21 Edge
$469,9003 bd2 ba1,566 sqft$300 /sqft≈$3,962 /mo all-in ↓

2020 KEYWAY DRIVE, ENGLEWOOD, FL, 34223

Active10 days on marketListed Oct 28, 2026MLS #D6149361

Private poolSingle Family ResidenceOVERBROOK GARDENS

About this home

2020 KEYWAY DRIVE

Love the beach? Wait until you see the home! Just 1.7 miles to Manasota Key Beach, this beautifully updated pool home offers the best of Florida living, with a private backyard that might make you want to stay home! In the X flood zone, with impact-resistant windows and an impact-rated garage door for added peace of mind, this 3-bedroom, 2-bathroom home has a 1+ car garage with a second bay for a golf cart or smaller vehicle. Tucked away on a quiet street in Englewood's established Overbrook Gardens neighborhood, the spacious corner lot features tropical landscaping and a privacy-fenced backyard. Inside, the great room's luxury vinyl plank flooring continues into the remodeled kitchen and dining area. Updated in 2023, the kitchen features white wood cabinetry, granite countertops, stainless steel appliances, decorative tile backsplash, custom wood-look range hood, and decorative wood-paneled ceiling. The open layout is ideal for entertaining, and the dining area retains its lovingly restored original built-in shelving, preserving some of the home's original character. The primary bedroom has an ensuite bathroom with a gorgeous tiled walk-in shower and oversized vanity. The second bedroom offers generous closet space, while the remodeled guest bathroom features patterned tile flooring, dual vanities with stone countertops, and a large tiled walk-in shower with bench and window. The den/third bedroom has built-in shelving and glass-paneled French doors, ideal for an office, reading room, or gathering space. An additional flex room overlooks the patio, with possibilities for hobbies, guests, or working from home. The enclosed interior laundry room off the kitchen includes built-in shelving for plenty of additional storage. Outside, the beautiful saltwater pool with sun shelf, paver decking, and spacious screened enclosure invite afternoon swims and relaxing evenings. There is also a screened patio area with ceiling fan that offers shade, while just outside the screening is a great covered outdoor kitchen area with sink and adjoining dining patio that is ready for weekend cookouts. Beyond the pool, the lush, privacy-fenced backyard includes a custom stucco shed and potting station, wonderful for gardeners or anyone wanting to grow fruits and vegetables. Extensive improvements include a 2015 shingle roof, 2021 impact-resistant windows, 2022 hurricane-rated exterior doors, 2023 kitchen remodel, 2025 privacy fencing, 2026 exterior painting, new irrigation well and full-yard irrigation improvements in 2026, and a 2026 water heater. Optional Overbrook Gardens HOA membership is available at a low annual cost and includes access to the private neighborhood boat ramp, a neighborhood directory with maps, and community events and picnics throughout the year. Just minutes from Gulf beaches, Historic Dearborn Street, and Downtown Venice, with convenient access to Siesta Key, Tampa, Orlando, and Naples, you're close to world-class golf, fishing, boating, arts, shopping, and waterfront dining. Enjoy morning coffee on the patio, afternoons at Manasota Key Beach, and evenings by your own pool. Come see everything waiting for you at 2020 Keyway Drive in Englewood!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,566

Sqft

0.26 ac

Lot size

2

Garage

1971

Year built

Two

Levels

$300

Per sqft

Private poolPool viewNegotiablePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Lighting · Rain Gutters · Storage

Community & fees

Taxes (2025)$4,421/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,962 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$3,226
FHA mortgage insurance (est.)$208
Property tax — 2025 actual bill$368
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,447Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,447
Interest rate7.50%
Loan term

Estimated payment

$3,962/mo

Principal & interest$3,226
FHA mortgage insurance (est.)$208
Property taxes (actual bill)$368
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $470K
$382KedgeAI estimate $433,578 · range $398K–$477K$496K

vs edgeAI estimate

+8.4%

$/sqft vs Englewood actives

$300 vs $231

Days on market

10 vs 67 typical

Where $300/sqft sits among the 400 Englewood actives

179
110 · this home
52
21
10
28
$115–219$219–322$322–426$426–530$530–634$634+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Overbrook Gardens

Get to know Englewood. See the full Englewood guide →

Overbrook Gardens — neighborhood snapshot

Population

859

Median age

64

Median income

$74,061

Median home value

$483,824

Avg household

2

Households w/ children

25%

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$323K → $340K

Englewood median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

167 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $469,900 · 10 days on market since
1971Built · OVERBROOK GARDENS

Reality check

What actually sold near 2020 KEYWAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1951 GREENLAWN DRIVESold · Nov ’25

$335,000

1951 GREENLAWN DRIVE · same community

3 bd · 2 ba · 1,580 sqft · $212/sqft · 56 DOM

1330 BUEREAU ROADSold · Mar ’26

$310,000

1330 BUEREAU ROAD · same community

3 bd · 2 ba · 1,544 sqft · $201/sqft · 39 DOM

1956 GREENLAWN DRIVESold · Jun ’26

$400,000

1956 GREENLAWN DRIVE · same community

2 bd · 2 ba · 1,518 sqft · $264/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2020 KEYWAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2020 KEYWAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2020 KEYWAY DRIVE FAQs

What would the monthly payment be for 2020 KEYWAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,962/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2020 KEYWAY DRIVE?+

The most recent tax bill on record (2025) was $4,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2020 KEYWAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $469,900, this home is listed about 34% above the Englewood median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2020 KEYWAY DRIVE?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,900 runs 20% above the ENGLEWOOD 34223 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6149361.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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