CENTURY 21 Edge
$310,0004 bd2 ba1,846 sqft$168 /sqft≈$2,947 /mo all-in ↓

7048 WATERFORD PARKWAY, PUNTA GORDA, FL, 33950

Active10 days on marketListed Oct 28, 2026MLS #D6149371

Single Family ResidenceWATERFORD ESTATES PH 2B & 2C

Come see it

Upcoming open house

Sun, Nov 8

10:00 AM – 4:30 PM

About this home

7048 WATERFORD PARKWAY

Virtually Staged. Welcome to Waterford Estates, where resort-style living meets everyday peace of mind just minutes from vibrant downtown Punta Gorda. Imagine coming home to a beautifully maintained 4-bedroom, 2-bath residence designed for both comfortable daily living and effortless entertaining. The open floor plan brings everyone together, while the split-bedroom layout provides the privacy families and guests appreciate. Step onto your covered, screened lanai overlooking a tranquil pond with fountain view and enjoy one of the home's most desirable features: eastern rear exposure. Sip your morning coffee with the sunrise or unwind in the evening without the intense western sun, making your outdoor living space comfortable throughout the day. This home offers valuable updates that help you spend less time worrying and more time enjoying Florida living, including a NEW ROOF (2024), accordion hurricane shutters on every window, and full perimeter rain gutters. Beyond your front door, Waterford Estates offers the lifestyle so many buyers are searching for. Enjoy two heated pools, a clubhouse, fitness center, pickleball and bocce courts, scenic walking paths, and an active calendar of community events that make it easy to stay connected. If you've been looking for a move-in-ready home that combines low-maintenance ownership, beautiful water views, and exceptional amenities in one of Punta Gorda's most desirable gated communities, this is the opportunity you've been waiting for.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,846

Sqft

0.18 ac

Lot size

2

Garage

2019

Year built

One

Levels

$168

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$126/mo
Taxes (2025)$4,746/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,947 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$396
HOA fee — from the listing$126
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate7.50%
Loan term

Estimated payment

$2,947/mo

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$396
HOA / condo fee$126
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$271KedgeAI estimate $313,795 · range $282K–$323K$336K

vs edgeAI estimate

−1.2%

$/sqft vs Punta Gorda actives

$168 vs $207

Days on market

10 vs 65 typical

Where $168/sqft sits among the 400 Punta Gorda actives

128 · this home
134
49
28
28
33
$130–180$180–230$230–281$281–331$331–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edison College Area

Get to know Punta Gorda. See the full Punta Gorda guide →

Edison College Area — neighborhood snapshot

Population

1,511

Median age

46

Median income

$40,411

Median home value

$239,900

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementarySallie Jones Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

177 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 28, 2026Listed at $310,000 · 10 days on market since
2019Built · WATERFORD ESTATES PH 2B & 2C

Reality check

What actually sold near 7048 WATERFORD PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7012 WATERFORD PARKWAYSold · Aug ’26

$360,000

7012 WATERFORD PARKWAY · same community

4 bd · 2 ba · 1,846 sqft · $195/sqft · 223 DOM

25365 E LENOX CIRCLESold · Jul ’26

$345,000

25365 E LENOX CIRCLE · same community

4 bd · 2 ba · 1,855 sqft · $186/sqft · 86 DOM

25317 E LENOX CIRCLESold · Dec ’25

$427,000

25317 E LENOX CIRCLE · same community

4 bd · 2 ba · 1,828 sqft · $234/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7048 WATERFORD PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7048 WATERFORD PARKWAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7048 WATERFORD PARKWAY FAQs

What would the monthly payment be for 7048 WATERFORD PARKWAY?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,947/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7048 WATERFORD PARKWAY?+

The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7048 WATERFORD PARKWAY?+

The most recent tax bill on record (2025) was $4,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7048 WATERFORD PARKWAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $310,000, this home is listed about 14% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7048 WATERFORD PARKWAY?+

Punta Gorda Middle School (middle), Charlotte High School (high), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CROSSED KEYS REALTY · Cristin Beverley. MLS #D6149371.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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