405 PINE HOLLOW CIRCLE UNIT 405, ENGLEWOOD, FL, 34223
Active11 days on marketListed Oct 27, 2026MLS #D6149379
About this home
405 PINE HOLLOW CIRCLE UNIT 405
PINE HOLLOW IS A GATED COMMUNITY - CENTRALLY LOCATED - JUST BLOCKS FROM DOWNTOWN OLD ENGLEWOOD. THIS VIBRANT AND HISTORIC AREA OFFERS INDOOR AND ALFRESCO DINING, LIVE MUSIC, ART GALLERIES, COFFEE SHOPS, BOUTIQUE STORES, SPECIALTY RETAIL, MONTHLY CAR SHOWS AND SEASONAL FARMERS MARKET. Easy living is yours in this 2BR/ 2BA ground floor unit with split plan and in-unit laundry. The kitchen has been updated and boasts a pantry closet, garden window, tray ceiling and pass thru. Both bathrooms have newer vanities, one is tub/ shower combo and the other has a step-in shower. Dining area can accommodate a large table with seating for eight. The built-in dry bar with storage cabinet is a great place to stage your snacks and beverages when you have guests over for those Sunday football games! The view from your Living Room and Glass Enclosed Florida Room brings the outdoors seamlessly inside with a beautiful view of the pond which is a bird magnet for attracting swimmers and waders! The glass sliders have full-size screens which can be opened up to allow that tropical breeze to flow through the entire unit. Unique to this layout is the enclosed Florida Room and that the guest bedroom can be closed off via custom pocket doors converting this into a private guest area. You are 3 miles to the Gulf Waters and Manasota Beach. There are 3 Waterfront parks including boat ramp within 3-6 minutes drive time. Convenient covered parking and outside storage closet. Low maintenance luxury - " Lock and Go" living in an intimate setting. Celebrate the holidays here! Please call today to explore this hidden gem with "Old Florida" charm.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
13.44 ac
Lot size
1995
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,334 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,334/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs Englewood actives
$173 vs $232
Days on market
11 vs 67 typical
Where $173/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,884
Median age
67.8
Median income
$76,016
Median home value
$408,000
Avg household
1.89
Households w/ children
689
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
167 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 PINE HOLLOW CIRCLE UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$190,000
504 PINE HOLLOW CIRCLE UNIT 504 · same community
2 bd · 2 ba · 1,112 sqft · $171/sqft · 315 DOM
Sold · Jun ’26$173,400
524 PINE HOLLOW CIRCLE UNIT 524 · same community
2 bd · 2 ba · 1,112 sqft · $156/sqft · 501 DOM
Sold · Jan ’26$195,000
113 PINE HOLLOW DRIVE UNIT 113 · same community
2 bd · 2 ba · 1,112 sqft · $175/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 PINE HOLLOW CIRCLE UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 PINE HOLLOW CIRCLE UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
405 PINE HOLLOW CIRCLE UNIT 405 FAQs
What would the monthly payment be for 405 PINE HOLLOW CIRCLE UNIT 405?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,334/mo — principal and interest, the actual property-tax bill, the $490/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 405 PINE HOLLOW CIRCLE UNIT 405?+
The association fee works out to $490 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 405 PINE HOLLOW CIRCLE UNIT 405?+
The most recent tax bill on record (2025) was $2,758. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 405 PINE HOLLOW CIRCLE UNIT 405?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $199,000, this home is listed about 43% below the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 405 PINE HOLLOW CIRCLE UNIT 405?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Judy Canero, LLC. MLS #D6149379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like 405 PINE HOLLOW CIRCLE UNIT 405 but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →