5040 N BEACH ROAD UNIT 4, ENGLEWOOD, FL, 34223
Active6 days on marketListed Nov 1, 2026MLS #D6149477
About this home
5040 N BEACH ROAD UNIT 4
Virtually Staged. Rare opportunity to own direct Gulf front acreage consisting of 1.28 acres on coveted Manasota Key! This west-facing parcel offers approximately 110 feet of private, sugar-sand beach frontage with unobstructed Gulf views and front-row sunsets every evening. Parcels of this size directly on the Gulf are seldom available. Manasota Key is a barrier island known for its unspoiled natural beauty, quiet canopy roads and low-density charm. Zoned MMF-10 and serviced by public water and sewer, the site offers outstanding potential for a luxury multi-family residential project, private family compound, or legacy beachfront estate. With 57,106± square feet of land, there is room to design a residence or development that takes full advantage of the sweeping water views and direct beach access. Manasota Key is situated between the Gulf of Mexico and Lemon Bay, offering world-class shelling, shark-tooth hunting, fishing, kayaking, and boating. Enjoy nearby Englewood Beach, Stump Pass Beach State Park, and the charming shops and restaurants of Dearborn Street, all while being a short drive to Venice and Boca Grande. Convenient access to all major airports and centrally located between Sarasota and Fort Myers. Whether you are a developer seeking a premier Gulf-front site to entertain your vision or a buyer looking for a one-of-a-kind coastal retreat, this exceptional property is a must-see. Bring your vision to the Gulf! Buyer to verify all permitted uses, density, and setbacks with Charlotte County.
Facts & features
The home at a glance
1.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$39,502 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$39,502/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,884
Median age
67.8
Median income
$76,016
Median home value
$408,000
Avg household
1.89
Households w/ children
689
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1404% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 5040 N BEACH ROAD UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$150,000
2295 N BEACH ROAD UNIT 6
1 bd · 1 ba · 350 sqft · $429/sqft · 34 DOM
Sold · Mar ’26$185,000
218 BAYO STREET
1 bd · 1 ba · 392 sqft · $472/sqft · 164 DOM
Sold · Jan ’26$295,000
2295 N BEACH ROAD UNIT 409
1 bd · 1.5 ba · 504 sqft · $585/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5040 N BEACH ROAD UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5040 N BEACH ROAD UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5040 N BEACH ROAD UNIT 4 FAQs
What would the monthly payment be for 5040 N BEACH ROAD UNIT 4?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $39,502/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5040 N BEACH ROAD UNIT 4?+
The most recent tax bill on record (2025) was $16. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5040 N BEACH ROAD UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $5,900,000, this home is listed about 1586% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5040 N BEACH ROAD UNIT 4?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$5,900,000 runs 1404% above the ENGLEWOOD 34223 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Englewood market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Biron Carithers. MLS #D6149477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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