8226 HARBORSIDE CIRCLE, ENGLEWOOD, FL, 34224
Active5 days on marketListed Nov 2, 2026MLS #D6149500
About this home
8226 HARBORSIDE CIRCLE
Experience the best of Southwest Florida’s waterfront lifestyle in this beautifully updated, move-in-ready three-story townhome, ideally situated alongside Cape Haze Marina. Enjoy beautiful water views, coastal breezes, and spectacular sunsets from your private rooftop deck, the perfect setting for entertaining or simply relaxing and taking in the surroundings. The newly renovated primary suite offers its own private balcony overlooking the water, creating a peaceful retreat to start or end your day. Featuring 3 bedrooms, 3 full baths, low HOA fees, and an impressive list of upgrades, this home offers an exceptional combination of waterfront living, convenience, and value. Designed by renowned architect Charles Stinson, the building showcases distinctive architectural appeal. Extensive improvements include a new metal roof, cement board siding, hurricane-impact windows and doors (including garage and sliders), 2019 HVAC, 2023 hot water heater, new insulation, and fresh interior and exterior paint. Additional updates include epoxy flooring on the first floor and garage, new carpeting on the second and third floors, new interior doors, plantation shutters, ceiling fans, and new exterior decking. Central vacuum and prewiring for an elevator add further convenience. The location is ideal for enjoying everything the area has to offer. Just minutes from the beautiful beaches of Manasota Key and Boca Grande, you'll have easy access to world-class boating, fishing, marinas, golf courses, bike and walking trails, waterfront dining, local restaurants, and shopping. Whether heading out for a day on the water, exploring nearby beaches, or enjoying the area's laid-back coastal atmosphere, this location puts it all within easy reach. With its beautiful waterfront setting, expansive views, rooftop sunset deck, desirable location, extensive updates, and low HOA fees, this is an opportunity to enjoy the Florida coastal lifestyle without compromise. Ideal as a full-time residence or seasonal retreat. Flood insurance is assumable. Staging items are excluded from the sale.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,590
Sqft
0.17 ac
Lot size
1
Garage
2000
Year built
Three Or More
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,418 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,418/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.8%
$/sqft vs Englewood actives
$314 vs $237
Days on market
5 vs 67 typical
Where $314/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34224 — neighborhood snapshot
Population
15,536
Median age
64.8
Median income
$57,281
Median home value
$287,100
Avg household
1.95
Households w/ children
738
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$323K → $340K
Englewood median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
163 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 270% above the ENGLEWOOD 34224 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 8226 HARBORSIDE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$575,000
11160 HACIENDA DEL MAR BOULEVARD UNIT D-303
2 bd · 2.5 ba · 1,688 sqft · $341/sqft · 137 DOM
Sold · Dec ’25$525,000
11160 HACIENDA DEL MAR BOULEVARD UNIT D-205
2 bd · 2.5 ba · 1,688 sqft · $311/sqft · 35 DOM
Sold · May ’26$1,450,000
391 KETTLE HARBOR DRIVE
3 bd · 2.5 ba · 1,691 sqft · $857/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 8226 HARBORSIDE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8226 HARBORSIDE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8226 HARBORSIDE CIRCLE FAQs
What would the monthly payment be for 8226 HARBORSIDE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,418/mo — principal and interest, the actual property-tax bill, the $171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8226 HARBORSIDE CIRCLE?+
The association fee works out to $171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8226 HARBORSIDE CIRCLE?+
The most recent tax bill on record (2026) was $5,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8226 HARBORSIDE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $500,000, this home is listed about 43% above the Englewood median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8226 HARBORSIDE CIRCLE?+
Lemon Bay High School (high), L. A. Ainger Middle School (middle), Myakka River Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 270% above the ENGLEWOOD 34224 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Englewood market that averages 67 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & CO. - BOCA · Marcy Davis. MLS #D6149500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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