100 HARBOR VILLAGE POINT S, PALM COAST, FL, 32137
Active545 days on marketListed Feb 11, 2025MLS #FC307189
About this home
100 HARBOR VILLAGE POINT S
**ATTENTION BOATERS & BOATING ENTHUSIASTS!** Your Marina Front Paradise Awaits - A Rare Opportunity of Unparalleled Luxury! Step into opulent living with this extraordinary chance to own all three adjacent waterfront lots in the prestigious Yacht Harbor Marina at Hammock Beach! Listed separately but available for simultaneous purchase, lots 98, 100, and 102 offer the ideal canvas for crafting your waterfront masterpiece. Imagine awakening to breathtaking vistas of the marina, a mere stroll from the immaculate beach with the Intracoastal Waterway as your backyard playground. Residents of Yacht Harbor Marina can luxuriate in the exclusive Ocean Hammock Club, granting access to the lavish Hammock Beach Resort and its world-class amenities. Immerse yourself in the epitome of luxury with access to the championship golf course, rejuvenating spa, state-of-the-art fitness center, multiple pools, pristine tennis courts, engaging pickleball courts, exquisite dining options, and sensational private member events. With direct water access from your backyard, embark on thrilling adventures by effortlessly renting jet skis or boats for endless aquatic escapades. Alternatively, secure a slip to dock your personal vessel just steps away from your bespoke abode. Seize the rare opportunity to fashion your dream waterfront estate in this coveted community - an idyllic slice of paradise beckoning you to elevate your lifestyle to new heights of grandeur and sophistication!
Facts & features
The home at a glance
0.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,619 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,619/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 100 HARBOR VILLAGE POINT S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$140,000
8 LAKE FOREST PLACE UNIT 8
2 bd · 1 ba · 801 sqft · $175/sqft · 101 DOM
Sold · Mar ’26$169,000
6 GREENBRIAR COURT UNIT 6
1 bd · 1.5 ba · 912 sqft · $185/sqft · 5 DOM
Sold · Jan ’26$185,500
24 MID PINES CIRCLE UNIT 24
2 bd · 2 ba · 950 sqft · $195/sqft · 625 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 100 HARBOR VILLAGE POINT S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 100 HARBOR VILLAGE POINT S — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
100 HARBOR VILLAGE POINT S FAQs
What would the monthly payment be for 100 HARBOR VILLAGE POINT S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,619/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 100 HARBOR VILLAGE POINT S?+
The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 100 HARBOR VILLAGE POINT S?+
The most recent tax bill on record (2024) was $1,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 100 HARBOR VILLAGE POINT S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $175,000, this home is listed about 56% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 100 HARBOR VILLAGE POINT S?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$175,000 is 54% below the PALM COAST 32137 median of $380,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
545 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA BEACHES REAL ESTATE · Amanda Mazzie. MLS #FC307189.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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