
1711 COUNTY ROAD 13 S, ELKTON, FL, 32033
Active471 days on marketListed Jul 23, 2025MLS #FC311378
About this home
1711 COUNTY ROAD 13 S
Motivated seller. ST. JOHNS RIVER RETREAT | 1.16 ACRES | PRIVATE DOCK & BOAT LIFT | TURNKEY & FURNISHED Experience the best of Old Florida riverfront living at this one-of-a-kind retreat situated on approximately 1.16 acres along the St. Johns River. Thoughtfully updated while preserving its mid-century character, this furnished 3-bedroom home offers an incredible combination of waterfront access, outdoor living, storage, and recreational amenities rarely found together in one property. The St. Johns River is the star of the show. Step outside and enjoy your own private dock and covered boathouse with boat lift—making it easy to spend the day boating, fishing, kayaking, or simply watching the river go by. Whether you're looking for a full-time residence, weekend getaway, second home, or a property with future vacation-rental potential, this is a place designed to be enjoyed. Inside, the home offers an inviting, comfortable atmosphere with updated living spaces and plenty of natural light. The property is being offered furnished, creating an opportunity for the next owner to begin enjoying their river retreat without the work of starting from scratch. Outside is where this property truly sets itself apart. Multiple outdoor living and entertaining areas provide room for gatherings, quiet mornings and evenings under the Florida sky. The expansive property also offers exceptional flexibility for boats, vehicles, recreational equipment and RVs, with substantial garage and covered parking areas plus RV accommodations. With approximately 1.16 acres, no HOA, private river access and room for all the toys, this property offers something increasingly difficult to find along the St. Johns River: space, privacy and true waterfront functionality. For buyers interested in occasional rental use, the property has previously been offered on short-term rental platforms, providing flexibility for future owners subject to applicable rules and regulations. But you don't have to be an investor to appreciate what makes this property special. Come for the river. Stay for the sunsets, boating, fishing, privacy and unmistakable Old Florida lifestyle. PROPERTY HIGHLIGHTS • Approximately 1.16 acres • Direct St. Johns River frontage • Private dock • Covered boathouse with boat lift • Furnished and ready to enjoy • 3 bedrooms • Multiple outdoor entertaining spaces • Extensive garage and covered parking • RV parking/accommodations • No HOA • Full-time, second-home or recreational retreat potential • Potential short-term rental flexibility • Convenient access to St. Augustine and Northeast Florida while enjoying a peaceful riverfront setting This isn't simply a house on the river—it's a place to build your weekends, holidays and memories around the water.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,184
Sqft
1.16 ac
Lot size
3
Garage
1954
Year built
One
Levels
$590
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,282 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,282/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Elkton
Get to know Elkton. See the full Elkton guide →
ELKTON 32033 — neighborhood snapshot
Population
4,555
Median age
61.3
Median income
$83,901
Median home value
$278,700
Avg household
2.17
Households w/ children
131
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Elkton market
$397K → $428K
Elkton median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Elkton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ELKTON 32033 median. See the full Elkton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1711 COUNTY ROAD 13 S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1711 COUNTY ROAD 13 S — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1711 COUNTY ROAD 13 S FAQs
What would the monthly payment be for 1711 COUNTY ROAD 13 S?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1711 COUNTY ROAD 13 S?+
The most recent tax bill on record (2024) was $5,532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Elkton?+
At $699,000, this home is listed about 35% above the Elkton median of $517,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1711 COUNTY ROAD 13 S?+
South Woods Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 41% above the ELKTON 32033 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
471 days on market against a Elkton median of 122 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $820,000, now $699,000 — a $121K cut. The full history is in the market section below.
Listing courtesy of GREAT EXPECTATIONS REALTY · Jena Dennis. MLS #FC311378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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