
945 STONE LAKE DRIVE, ORMOND BEACH, FL, 32174
Active296 days on marketListed Sep 26, 2025MLS #FC313035
About this home
945 STONE LAKE DRIVE
Virtually Staged. Welcome to 945 Stone Lake Drive in the prestigious gated community of Plantation Bay. This spacious home has four bedrooms plus a private theater room, along with an extended air-conditioned Florida room that adds incredible flexibility for entertaining, relaxing, or creating an additional office or fitness space all overlooking your SOLAR heated POOL. Step inside through double glass entry doors to find tile floors with mosaic tile accents. The formal dining room boasts a large window, crown molding, and plush carpet, while the formal living room offers high ceilings, crown molding, and comfortable finishes. The renovated kitchen is a showpiece with 42-inch white cabinetry featuring soft-close dovetail construction and pull-outs, complemented by a mosaic tile backsplash, granite countertops, and a copper sink. Stainless steel apps include a double oven, and a pantry closet provides excellent storage. The breakfast nook opens to the Florida room and features additional countertop and breakfast bar seating that flows into the family room, where you'll enjoy tile floors, gas fireplace, crown molding, and serene views of the pool. The master suite is a retreat with upgraded carpet, tray ceiling with crown molding, surround sound, and dual walk-in closets with built-ins. The spa-inspired bath includes dual sinks with granite countertops, walk-in tile shower, soaking tub, and private commode. With a split floor plan, bedrooms 2-4 are on the other wing of the home. Each with custom built-ins with closet, one with walk-in closet. Sharing Bathroom 2 with granite countertop with 2 sinks, tile tub/shower and door to pool area. Upstairs, the bonus theater room has built-in chairs, blackout curtains, projection screen, mini-split AC, and full surround sound connected to the Control4 system. Upstairs completed with a third bathroom with quartz vanity and tile tub/shower combo. Outdoors, enjoy your private oasis with a four-year-old solar-heated screened pool, extended paver lanai, and preserve views for ultimate privacy. The extended Florida room with its own AC is the perfect spot for entertaining or relaxing year-round. Other upgrades include Control4 smart-home integration with surround sound, lighting, and cameras; mini-split AC units in the master, and upstairs; paver driveway and walkway, laundry room with cabinetry, and widened 2-car garage with built-ins, sink, hot water heater (2021), ceiling racks, generator plug, AC system from 2019, and whole-house water filtration system. Living in Plantation Bay means enjoying one of Florida's premier golf and country club communities. 45 holes of championship golf, 9 lighted Har-Tru tennis courts, 10 pickleball courts, new 30-million-dollar Founders Clubhouse, additional Prestwick Clubhouse, a state-of-the-art fitness center and spa, multiple resort-style pools with cabana bar and grill, miles of walking and biking paths and fully activities calendar. Memberships are available at various levels, from full golf privileges to social memberships for dining and club events. Buyers of this home, who want to receive a substantial discount on initiation fee at the club, ask listing agent for details. This home combines spacious living, luxury amenities, and a prime location with an unbeatable community lifestyle. Don't miss your chance to make it yours.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,910
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,836 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,836/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.3%
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$241 vs $245
Days on market
296 vs 41 typical
Where $241/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 945 STONE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$772,500
652 SOUTHLAKE DRIVE · same community
3 bd · 2.5 ba · 2,746 sqft · $281/sqft · 5 DOM
Sold · Jan ’26$700,000
815 WESTLAKE DRIVE · same community
4 bd · 2.5 ba · 2,652 sqft · $264/sqft · 110 DOM
Sold · Dec ’25$568,000
4 LAKEWOOD DRIVE · same community
4 bd · 4 ba · 2,633 sqft · $216/sqft · 502 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 945 STONE LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 945 STONE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
945 STONE LAKE DRIVE FAQs
What would the monthly payment be for 945 STONE LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,836/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 945 STONE LAKE DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 945 STONE LAKE DRIVE?+
The most recent tax bill on record (2024) was $6,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 945 STONE LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $699,900, this home is listed about 64% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 945 STONE LAKE DRIVE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,900 runs 75% above the ORMOND BEACH 32174 median — but at 2,910 sqft it's also 50% larger than the typical Ormond Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
296 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $795,000, now $699,900 — a $95K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Elizabeth Kargar. MLS #FC313035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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