CENTURY 21 Edge
$849,900$899,0003 bd3.5 ba3,596 sqft$236 /sqft$5,698 /mo all-in ↓

13 BAY POINTE DRIVE, ORMOND BEACH, FL, 32174

Active157 days on marketListed Feb 12, 2026MLS #FC316012

Reduced $49KPrivate poolSingle Family ResidencePLANTATION BAY PH 01A UNIT 01-6

About this home

13 BAY POINTE DRIVE

Stunning contemporary architecture frames the wide open interior spaces situated beneath soaring 22' ceilings in this sophisticated executive style pool home directly on the golf course here on sought after Bay Pointe Drive. Enter the home to find an inviting great room layout flooded with soft natural light from oversized windows that hover high above the beautiful living spaces in an atmosphere that is ideal for entertaining. A wall of glass comprised of Anderson sliding doors can easily be opened to allow indoors and outdoors to become one beneath the sprawling covered and screened poolside verandah. A fabulous kitchen was designed for the chef to have company gather around the workspace with a lovely quartz covered island that serves as the centerpiece of the custom kitchen with top of the line cabinetry and appliances. The tremendous dining room is ready to host a crowd with splendid views across the pool and over the fairway. The ground floor owners' suite sits poolside with dedicated access to the spa for a late night soak. The master bath features a cavernous walk-in closet and a luxurious bath with garden tub and double vanities. Beyond the 3 bedrooms, a dedicated home office is also located on the first floor. Take the spectacular staircase with a subtle spiral to the landing for a birds eye view of the unique and magnificent living spaces. Two oversized upstairs suites are completely private, each with a dedicated doorway to their own rooftop terraces that are truly remarkable. These sprawling walled terraces are perched high above neighboring homes offering panoramic views of the golf course and ideal for private sunbathing, stargazing, or rooftop gardening. While this home has a total of 5625 sq ft including the oversized two car garage and the sprawling covered lanais, the interior space is a manageable 3596 sq ft. This golf course location is ideal with long range views of the course from the home and the vast outdoor living spaces, however positioned out of a high traffic area where interaction with golfers on the course is rare. This home is on a quiet cul-de-sac just a short stroll or Golf cart ride to the new Founder's Club 35 million dollar clubhouse that anchors 45 holes of golf here in beloved Plantation Bay. The gated community also offers a world class racquet club, fitness center and spa...all just a short drive to the beautiful beaches of The Atlantic Ocean

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,596

Sqft

0.28 ac

Lot size

2

Garage

1987

Year built

Two

Levels

$236

Per sqft

Private poolGolf Course & Pool viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionStucco · Wood Frame
FoundationSlab
ViewGolf Course · Pool
FacesWest
ParkingGarage Faces Side
ExteriorBalcony · Sliding Doors

Community & fees

HOA fee$99/mo
Taxes (2025)$6,415/yr
PetsYes
CommunityFitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,698 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$535
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,698/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$535
HOA / condo fee$99
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PLANTATION BAY PH 01A UNIT 01-6

$236 vs $245

Days on market

157 vs 41 typical

Where $236/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6

6 · this home
0
0
0
0
1
$201–312$312–422$422–533$533–643$643–754$754+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Plantation Bay Golf & Country Club

Map of 13 BAY POINTE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando71 min

Get to know Ormond Beach. See the full Ormond Beach guide →

Plantation Bay Golf & Country Club — neighborhood snapshot

Population

3,730

Median age

69

Median income

$87,350

Median home value

$432,212

Avg household

2

Households w/ children

124

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPathways Elementary School★★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

4 of 7

PLANTATION BAY PH 01A UNIT 01-6 have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,900 $49K
Feb 12, 2026Listed at $899,000 · 157 days on market since
1987Built · PLANTATION BAY PH 01A UNIT 01-6

Reality check

What actually sold near 13 BAY POINTE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

652 SOUTHLAKE DRIVESold · Sep ’25

$772,500

652 SOUTHLAKE DRIVE · same community

3 bd · 2.5 ba · 2,746 sqft · $281/sqft · 5 DOM

815 WESTLAKE DRIVESold · Jan ’26

$700,000

815 WESTLAKE DRIVE · same community

4 bd · 2.5 ba · 2,652 sqft · $264/sqft · 110 DOM

4 LAKEWOOD DRIVESold · Dec ’25

$568,000

4 LAKEWOOD DRIVE · same community

4 bd · 4 ba · 2,633 sqft · $216/sqft · 502 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 13 BAY POINTE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13 BAY POINTE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13 BAY POINTE DRIVE FAQs

What would the monthly payment be for 13 BAY POINTE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,698/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13 BAY POINTE DRIVE?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13 BAY POINTE DRIVE?+

The most recent tax bill on record (2025) was $6,415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13 BAY POINTE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $849,900, this home is listed about 100% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 13 BAY POINTE DRIVE?+

Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$849,900 runs 113% above the ORMOND BEACH 32174 median — but at 3,596 sqft it's also nearly twice the size of the typical Ormond Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

157 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $899,000, now $849,900 — a $49K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Ryan Adams. MLS #FC316012.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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