6455 ENGRAM ROAD, NEW SMYRNA BEACH, FL, 32169
Active261 days on marketListed Jan 22, 2026MLS #FC315514
About this home
6455 ENGRAM ROAD
Now offered at $765,000, $75k BELOW APPRAISED VALUE! Use the equity to love on the home while soaking up the sun year around in the heated pool! Tucked between the beach and Indian River Lagoon in peaceful Bethune Beach, this 2,745-square-foot, three-story coastal home offers 4 bedrooms, 3 full baths, a heated pool, multiple private decks and an oversized two-car garage, all approximately 1,500 feet from the sand. Each level offers its own sense of privacy, including an expansive primary retreat with an en-suite bath and private living area. Soaring ceilings and oversized windows fill the main living space with Florida sunshine, while the home’s remaining finishes leave room to make it unmistakably yours. Recent improvements include a 2020 roof and three HVAC systems less than two years old. Make it home. Make it your escape from winter. Make it your vacation rental when you’re away. The location hasn’t changed. The pool hasn’t changed. The beach is still right there. The price did. $765000 | BELOW APPRAISED VALUE, report is provided upon request. If Engram has been sitting in your favorites, maybe it’s time to come back for another look.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,724
Sqft
0.17 ac
Lot size
2
Garage
1988
Year built
Three Or More
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,659 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,659/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.4%
$/sqft vs New Smyrna Beach actives
$281 vs $364
Days on market
261 vs 102 typical
Where $281/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bethune Volusia Beach
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Bethune Volusia Beach — neighborhood snapshot
Population
1,057
Median age
67
Median income
$84,904
Median home value
$464,100
Avg household
2
Households w/ children
41%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $475K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
237 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6455 ENGRAM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,750,000
6847 S ATLANTIC AVENUE · same community
4 bd · 3 ba · 1,884 sqft · $929/sqft · 160 DOM
Sold · Jan ’26$1,600,000
6771 TURTLEMOUND ROAD
4 bd · 3 ba · 2,736 sqft · $585/sqft · 173 DOM
Sold · Jan ’26$650,000
5300 S ATLANTIC AVENUE UNIT 15-601
3 bd · 3.5 ba · 2,873 sqft · $226/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6455 ENGRAM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6455 ENGRAM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6455 ENGRAM ROAD FAQs
What would the monthly payment be for 6455 ENGRAM ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,659/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6455 ENGRAM ROAD?+
The most recent tax bill on record (2025) was $13,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $765,000, this home is listed about 43% above the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6455 ENGRAM ROAD?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$765,000 runs 44% above the NEW SMYRNA BEACH 32169 median — but at 2,724 sqft it's also 65% larger than the typical New Smyrna Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
261 days on market against a New Smyrna Beach median of 102 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $966,700, now $765,000 — a $202K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Irina OGara. MLS #FC315514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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