CENTURY 21 Edge
$724,900$899,9004 bd3 ba2,912 sqft$249 /sqft$4,596 /mo all-in ↓

11053 MULBERRY LANDING ANNEX, HILLIARD, FL, 32046

Active196 days on marketListed Jan 27, 2026MLS #FC315657

Reduced $175KWaterfrontSingle Family ResidenceMULBERRY ANNEX

About this home

11053 MULBERRY LANDING ANNEX

Welcome to 11053 Mulberry Landing Annex in Hilliard, a truly one-of-a-kind property offering unmatched versatility, space, and functionality—ideal for multigenerational living, hobbyists, small business owners, or anyone seeking room to live, work, and entertain. The main residence offers approximately 2,860 square feet of thoughtfully designed living space featuring 4 bedrooms and 3 full bathrooms, a full kitchen, and an interior laundry room. Anchoring the main living area is an oversized river rock fireplace, creating a striking focal point and a warm, inviting atmosphere. The home also features a custom river rock waterfall in the florida room and a jacuzzi, delivering a spa-like retreat right inside the home. Attached to the main home by the carport is a separate additional living unit totaling approximately 588 square feet, complete with 1 bedroom, 1 full bathroom, its own kitchen, and laundry—ideal for extended family, guests, rental income, or a private in-law suite. Vehicle and workspace capacity are exceptional. In addition to the 2-car attached carport, the property features a massive detached 4-car garage and workshop totaling approximately 3,419 square feet. This impressive structure includes vehicle lifts, a bathroom, a laundry room, and extensive storage, making it perfect for mechanics, collectors, contractors, or serious hobbyists. Designed for entertaining and outdoor living, the property boasts a fully equipped outdoor kitchen featuring four large industrial-size grills and smokers, along with seating for eight, creating the perfect setup for gatherings, events, or weekend cookouts. The outdoor experience continues with a private pond, complete with a dock featuring a spacious seating area for eight people and stairs providing direct access for launching or enjoying a boat on the pondan ideal setting for relaxing, fishing, or unwinding at the end of the day. Additional highlights include three RV hookups for guests or recreational use, as well as a separate two-story structure currently used as a chicken coop, offering even more flexibility for agricultural use, storage, or creative repurposing. This property delivers a rare combination of residential comfort, multigenerational or income potential, expansive utility space, and outdoor amenities, all in one remarkable setting. Opportunities like this are seldom availableschedule your private showing to fully appreciate everything this unique property has to offer.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,912

Sqft

5 ac

Lot size

4

Garage

1986

Year built

Two

Levels

$249

Per sqft

WaterfrontFireplace55+ community

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorAccessibility Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionCedar · Stone · Wood Frame · Wood Frame (FSC Certified) · Wood Siding
FoundationBasement · Block · Concrete Perimeter · Slab
FacesNorth
ParkingBath In Garage · Covered · Driveway · Garage Faces Side · Oversized · RV Parking · Tandem · Workshop in Garage
ExteriorAwning(s) · Balcony · Fire Pit · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · RV Hookup · Storage

Community & fees

Taxes (2025)$3,033/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,596 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$253
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,490
Interest rate6.00%
Loan term

Estimated payment

$4,596/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$253
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hilliard

Map of 11053 MULBERRY LANDING ANNEX

Get to know Hilliard. See the full Hilliard guide →

HILLIARD 32046 — neighborhood snapshot

Population

11,259

Median age

36.6

Median income

$71,750

Median home value

$214,600

Avg household

2.94

Households w/ children

1,485

The numbers that matter

The Hilliard market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$561K$175K

Hilliard median sold, yr/yr

99.9%

Sale-to-list ratio (12 mo)

Median sold price, Hilliard, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 339% above the HILLIARD 32046 median. See the full Hilliard market guide →

Paper trail

This home's history

CurrentPrice reduced to $724,900 $175K
Jan 27, 2026Listed at $899,900 · 196 days on market since
1986Built · MULBERRY ANNEX

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11053 MULBERRY LANDING ANNEX — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11053 MULBERRY LANDING ANNEX — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11053 MULBERRY LANDING ANNEX FAQs

What would the monthly payment be for 11053 MULBERRY LANDING ANNEX?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,596/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11053 MULBERRY LANDING ANNEX?+

The most recent tax bill on record (2025) was $3,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hilliard?+

At $724,900, this home is priced right at the Hilliard median.

The brief

Three things that matter here

01Positioned at the premium end

$724,900 runs 339% above the HILLIARD 32046 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $899,900, now $724,900 — a $175K cut. The full history is in the market section below.

Listing courtesy of NAVY TO NAVY HOMES LLC · Garrett Decker. MLS #FC315657.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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