3 RIVER PARK DRIVE N, PALM COAST, FL, 32137
Active213 days on marketListed Mar 11, 2026MLS #FC316807
Come see it
Upcoming open house
Sun, Oct 11
11:00 AM – 1:00 PM
About this home
3 RIVER PARK DRIVE N
3 River Park Dr N | Palm Coast, FL – Grand Haven Welcome to MAINTENANCE FREE living in the sought-after town homes in the River Club neighborhood of Grand Haven. This beautifully designed 2-bedroom, den/office ,2-bath residence offering approximately 1,828 square feet combines comfort, space, and the relaxed lifestyle that makes Grand Haven one of Palm Coast’s most desirable communities. The home is ideally located between the Village Center pool, cafe, gym and tennis/pickleball and the golf club bar, restaurant, golf course and the ICW walkway. Step inside to discover a spacious open floor plan filled with natural light. The living and dining areas flow seamlessly, creating an inviting space perfect for entertaining or everyday living. Generously sized bedrooms provide comfort and privacy, including a well-appointed primary suite with ample closet space and an en-suite bath. Enjoy peaceful mornings and relaxing evenings surrounded by the lush landscape and tranquil setting that River Club is known for. Built in 2004, this residence offers thoughtful design and is ideal as a full-time home, seasonal retreat, or low-maintenance lifestyle property. Located within the gated Grand Haven community, residents enjoy access to world-class amenities including golf, clubhouse dining, pools, fitness facilities, tennis, walking trails, and scenic Intracoastal views. Just minutes from Flagler Beach, shopping, dining, and medical facilities, this location offers both convenience and resort-style living. If you’re looking for comfort, privacy, and the exceptional Grand Haven lifestyle, this property is a must-see.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,828
Sqft
0.18 ac
Lot size
2
Garage
2004
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,532 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,532/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs GRAND HAVEN
$246 vs $240
Days on market
213 vs 73 typical
Where $246/sqft sits among the 19 homes for sale in GRAND HAVEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 19
GRAND HAVEN have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 RIVER PARK DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$425,000
10 RIVER PARK DRIVE N · same community
2 bd · 2 ba · 1,828 sqft · $232/sqft · 220 DOM
Sold · Apr ’26$365,000
200 RIVERFRONT DRIVE UNIT B103 · same community
3 bd · 2 ba · 1,762 sqft · $207/sqft · 34 DOM
Sold · Sep ’26$320,000
14 CROSSLINK COURT · same community
2 bd · 2 ba · 1,760 sqft · $182/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 RIVER PARK DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 RIVER PARK DRIVE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 RIVER PARK DRIVE N FAQs
What would the monthly payment be for 3 RIVER PARK DRIVE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,532/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3 RIVER PARK DRIVE N?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3 RIVER PARK DRIVE N?+
The most recent tax bill on record (2025) was $6,111. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 RIVER PARK DRIVE N?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $450,000, this home is listed about 15% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3 RIVER PARK DRIVE N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$450,000 runs 18% above the PALM COAST 32137 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
213 days on market against a Palm Coast median of 73 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $495,000, now $450,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Suzanne Lynch. MLS #FC316807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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