104 WAVERLY, PALM COAST, FL, 32164
Active138 days on marketListed Mar 18, 2026MLS #FC317008
About this home
104 WAVERLY
Under Construction. This beautiful single story home features 3-bedroom, 2 bath enclosed den with double doors and 2 car garage. Open floor plan with volume ceilings and an inviting great room with access to a covered back patio. Modern kitchen offers 42 inch cabinets with crown molding in White, light quartz countertops, wet island with all kitchen appliances. Luxury vinyl plank throughout the main living spaces including the enclosed den. Primary suite features a large walk-in closet and connecting bath with quartz countertops, dual sink-vanity, linen closet and walk in shower, with a frameless glass enclosure and tile surround. This home also features a dedicated laundry room, additional linen closets and more. KB Home at Whiteview Village is a gated community with a pool, playground and a small lake with a kayak launch. Closing cost assistance available on this home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,891
Sqft
0.14 ac
Lot size
2
Garage
2026
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs Palm Coast actives
$171 vs $218
Days on market
138 vs 47 typical
Where $171/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 WAVERLY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$319,990
127 W WAVERLY LANE · same community
3 bd · 2 ba · 1,891 sqft · $169/sqft · 157 DOM
Sold · Feb ’26$308,000
96 WAVERLY LANE · same community
3 bd · 2 ba · 1,618 sqft · $190/sqft · 255 DOM
Sold · May ’26$352,900
94 WAVERLY LANE · same community
3 bd · 2.5 ba · 2,353 sqft · $150/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 104 WAVERLY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 WAVERLY — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
104 WAVERLY FAQs
What would the monthly payment be for 104 WAVERLY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,377/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 104 WAVERLY?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 104 WAVERLY?+
The most recent tax bill on record (2025) was $857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 104 WAVERLY?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $323,990, this home is listed about 18% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 104 WAVERLY?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$323,990 is 5% below the PALM COAST 32164 median of $339,990, and at $171/sqft it sits under the Palm Coast average of $257.
02Time on market is leverage
138 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $345,990, now $323,990 — a $22K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROUND TABLE REALTY · Keith Francis. MLS #FC317008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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