124 WAVERLY LANE, PALM COAST, FL, 32164
Active142 days on marketListed Mar 18, 2026MLS #FC317010
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About this home
124 WAVERLY LANE
Pre-Construction. To be built. This beautiful home features 3 bedrooms, 2 bath, den and a 2 car garage. Inside, discover an open floor plan with volume ceilings and an inviting great room that provides access to a covered back patio. Prepare meals in the modern kitchen, which boasts Woodmont® 42-in. upper cabinets with crown molding, large tile flooring, quartz countertops, island, and Whirlpool® stainless steel appliances. The primary suite features a large walk-in closet and connecting bath that offers quartz countertops, a dual-sink vanity and linen closet. This home also features a dedicated laundry room, additional coat closet and more. KB Home at Whiteview Village is a gated community with a brand-new community pool, playground, small lake and kayak launch. Closing cost assistance available on this home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,891
Sqft
0.24 ac
Lot size
2
Garage
2026
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.4%
$/sqft vs Palm Coast actives
$174 vs $222
Days on market
142 vs 50 typical
Where $174/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 WAVERLY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$319,990
127 W WAVERLY LANE · same community
3 bd · 2 ba · 1,891 sqft · $169/sqft · 157 DOM
Sold · Feb ’26$308,000
96 WAVERLY LANE · same community
3 bd · 2 ba · 1,618 sqft · $190/sqft · 255 DOM
Sold · May ’26$352,900
94 WAVERLY LANE · same community
3 bd · 2.5 ba · 2,353 sqft · $150/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 124 WAVERLY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 WAVERLY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
124 WAVERLY LANE FAQs
What would the monthly payment be for 124 WAVERLY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,337/mo — principal and interest, estimated property taxes, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 124 WAVERLY LANE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 124 WAVERLY LANE?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 WAVERLY LANE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $328,990, this home is listed about 18% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 124 WAVERLY LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$328,990 is 4% below the PALM COAST 32164 median of $340,990, and at $174/sqft it sits under the Palm Coast average of $259.
02Time on market is leverage
142 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $337,990, now $328,990 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROUND TABLE REALTY · Keith Francis. MLS #FC317010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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