209 HAWTHORN AVENUE, PALM COAST, FL, 32164
Active105 days on marketListed Apr 28, 2026MLS #FC317968
About this home
209 HAWTHORN AVENUE
One or more photo(s) has been virtually staged. Welcome to this beautifully built 2024 home in the desirable Coastal Gardens community of Palm Coast. Offering 3 bedrooms plus a versatile den/office and 2 full baths, this move-in-ready residence combines modern construction with thoughtful upgrades and timeless style. Step inside to find elegant tile flooring and an open, light-filled layout enhanced by skylights that bring in abundant natural light. Gorgeous plantation shutters add both charm and privacy, while the spacious eat-in kitchen is designed for everyday living and entertaining. Enjoy a stylish backsplash, all appliances included, and a recently updated pantry featuring convenient roll-out shelving for maximum organization. All cabinets have pull out shelving. The two guest rooms have California closets. The living space flows seamlessly to an oversized, tiled, covered, and screened back porch—perfect for relaxing or hosting guests while overlooking a scenic pond view. There is ROOM FOR A POOL. Built with quality craftsmanship and meticulously maintained, this home is truly turn-key—clean, fresh, and ready for its new owners. Additional highlights include a low HOA fee and a central location close to shopping, dining, schools, and everything Palm Coast has to offer. All that’s left to do is move in and enjoy Florida living at its finest.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,806
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,005 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,005/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Palm Coast actives
$221 vs $223
Days on market
105 vs 49 typical
Where $221/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
197 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 209 HAWTHORN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$409,000
254 HAWTHORN AVENUE · same community
3 bd · 2 ba · 1,806 sqft · $226/sqft · 156 DOM
Sold · Mar ’26$429,000
245 HAWTHORN AVENUE · same community
3 bd · 2 ba · 1,839 sqft · $233/sqft · 235 DOM
Sold · Sep ’25$436,560
227 HAWTHORN AVENUE · same community
3 bd · 2 ba · 1,885 sqft · $232/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 209 HAWTHORN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 209 HAWTHORN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
209 HAWTHORN AVENUE FAQs
What would the monthly payment be for 209 HAWTHORN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,005/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 209 HAWTHORN AVENUE?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 209 HAWTHORN AVENUE?+
The most recent tax bill on record (2025) was $3,125. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 209 HAWTHORN AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $399,900, this home is priced right at the Palm Coast median.
Which schools are assigned to 209 HAWTHORN AVENUE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 18% above the PALM COAST 32164 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
105 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $439,000, now $399,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM COAST REAL ESTATE COMPANY · Niki Luther. MLS #FC317968.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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