
192 PINE GROVE DRIVE, PALM COAST, FL, 32164
Active69 days on marketListed May 27, 2026MLS #FC318804
About this home
192 PINE GROVE DRIVE
Welcome to this beautifully furnished 3-bedroom, 2-bathroom home offering over 1,900 square feet of comfortable living space. Designed for both relaxation and convenience, this spacious home features a large living room, formal dining area, and a well-appointed eat-in kitchen with stainless steel appliances, abundant cabinetry and counter space, a pantry, and a bright breakfast nook. The spacious primary suite offers a private retreat with a luxurious en-suite bathroom featuring dual vanities, a garden tub, a tiled walk-in shower, and a linen closet. All bedrooms are generously sized, providing flexibility for family, guests, or a home office. Both bathrooms have been recently renovated with granite countertops, updated sinks, faucets, mirrors, and modern fixtures. Additional highlights include a dedicated laundry room equipped with a washer, dryer, and ample shelving for storage. Step outside to the cozy screened lanai, the perfect spot to enjoy Florida’s year-round sunshine and gentle coastal breezes. A two-car garage provides added convenience and extra storage space. Lawn care is included, allowing for easy, maintenance-free living. Ideally located near I-95, shopping, dining, walking and biking trails, and just minutes from the beach, this home offers the perfect combination of comfort, convenience, and coastal lifestyle. Available for a 6-month to 1-year lease. Move-in ready—just bring your suitcase! Call today to schedule your private showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,928
Sqft
0.29 ac
Lot size
2
Garage
2005
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINE GROVE
$1 vs $197
Days on market
69 vs 52 typical
Where $1/sqft sits among the 10 homes for sale in PINE GROVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 10
PINE GROVE have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 192 PINE GROVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
22 PORPOISE LANE · same community
4 bd · 2 ba · 1,900 sqft · $166/sqft · 4 DOM
Sold · Sep ’25$315,000
2 PROVIDENCE LANE · same community
3 bd · 2 ba · 1,889 sqft · $167/sqft · 12 DOM
Sold · Aug ’25$399,900
14 PRINCESS LUISE LANE · same community
3 bd · 2 ba · 1,992 sqft · $201/sqft · 362 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 192 PINE GROVE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 192 PINE GROVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
192 PINE GROVE DRIVE FAQs
What would the monthly payment be for 192 PINE GROVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 192 PINE GROVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,000, this home is listed about 99% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 192 PINE GROVE DRIVE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$2,000 is 99% below the PALM COAST 32164 median of $340,000, and at $1/sqft it sits under the Palm Coast average of $262.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $2,300, now $2,000 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Kseniya Edwards. MLS #FC318804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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