85 PRESIDENTIAL LANE, PALM COAST, FL, 32164
Active319 days on marketListed Sep 25, 2025MLS #FC312935
About this home
85 PRESIDENTIAL LANE
Build Your Dream Home in the Heart of Palm Coast! Welcome to 85 Presidential Lane — an oversized lot ready for your dream home. Conveniently located near shopping, dining, and beautiful beaches, this property offers easy access to: Flagler Beach – 10 minutes, Daytona Beach – 20 minutes, St. Augustine – 30 minutes, Orlando International Airport – approx. 1.5 hours, Drive by today and see the potential for yourself!
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$696 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$696/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 85 PRESIDENTIAL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$305,000
5117 TANGERINE AVENUE S · same community
2 bd · 1 ba · 624 sqft · $489/sqft · 1 DOM
Sold · Aug ’26$265,000
30 PIERMOUNT LANE · same community
3 bd · 2 ba · 1,184 sqft · $224/sqft · 17 DOM
Sold · Dec ’25$313,000
53 PINE CREST LANE · same community
3 bd · 2 ba · 1,336 sqft · $234/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 85 PRESIDENTIAL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 85 PRESIDENTIAL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
85 PRESIDENTIAL LANE FAQs
What would the monthly payment be for 85 PRESIDENTIAL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $696/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 85 PRESIDENTIAL LANE?+
The most recent tax bill on record (2024) was $505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 85 PRESIDENTIAL LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $78,000, this home is listed about 80% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 85 PRESIDENTIAL LANE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32164 market on paper
$78,000 is 77% below the PALM COAST 32164 median of $340,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
319 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $81,800, now $78,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Annie Nay. MLS #FC312935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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