225 BIRCHWOOD DRIVE, PALM COAST, FL, 32137
Active44 days on marketListed Jun 27, 2026MLS #FC319538
About this home
225 BIRCHWOOD DRIVE
Florida Waterfront Living at Its Best! Enjoy the perfect blend of comfort, style, and outdoor living in this beautifully upgraded home on a peaceful freshwater canal. Launch your kayak or canoe right from your backyard and paddle through the scenic canal system to nearby lakes, or simply relax and take in the tranquil water views. Inside, you'll love the open split floor plan with soaring vaulted ceilings, creating a spacious and inviting atmosphere. The kitchen features under-cabinet lighting and a custom pantry, while the owner's suite offers a custom walk-in closet. Step outside to your private oasis with a solar-heated, self-cleaning pool featuring an upgraded pebble finish—designed for year-round enjoyment with minimal maintenance. Energy-efficient insulation, solar attic fans, and tinted west-facing windows help keep utility costs down. The main bedroom has sliding doors that lead out to the pool and a his-and-hers walk-in closet. Additional highlights include an inside laundry room, a 3-car garage with an oversized parking area, and landscape uplighting on an automatic timer. Whether you're swimming, kayaking, fishing, entertaining, or simply enjoying the peaceful waterfront setting, this home offers the Florida lifestyle you've been dreaming of.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,290
Sqft
0.23 ac
Lot size
3
Garage
2019
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.9%
$/sqft vs PALM COAST SEC 35
$229 vs $183
Days on market
44 vs 49 typical
Where $229/sqft sits among the 25 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 25
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 225 BIRCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$362,241
128 BIRD OF PARADISE DRIVE · same community
4 bd · 3 ba · 2,265 sqft · $160/sqft · 59 DOM
Sold · Feb ’26$325,000
37 BUFFALO PLAINS LANE · same community
4 bd · 2 ba · 2,238 sqft · $145/sqft · 76 DOM
Sold · Jan ’26$459,900
22 BURGUNDY PLACE · same community
4 bd · 3 ba · 2,451 sqft · $188/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 225 BIRCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 225 BIRCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
225 BIRCHWOOD DRIVE FAQs
What would the monthly payment be for 225 BIRCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 225 BIRCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $4,626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 225 BIRCHWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $525,000, this home is listed about 32% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 225 BIRCHWOOD DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$525,000 runs 38% above the PALM COAST 32137 median — but at 2,290 sqft it's also 21% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Mark Langley. MLS #FC319538.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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