CENTURY 21 Edge
✦ Restaurant

Commercial Sale · Restaurant

$235,0001,003 sq ft$234 /sq ft0.24 acres

3323 SAINT JOHNS AVENUE, PALATKA, FL, 32177

Active89 days on marketListed Jul 15, 2026MLS #FC319977

About this property

The property at a glance

Position your business in the heart of Palatka, a historic riverfront community experiencing renewed growth through private investment, infrastructure improvements, industrial expansion, and downtown revitalization. Conveniently located along the St. Johns River between St. Augustine, Jacksonville, Gainesville, and Ocala, Palatka continues to attract homeowners, investors, developers, and businesses seeking opportunity within Northeast Florida. Located along one of the city's busiest streets, this property offers excellent visibility and is zoned C-1A Neighborhood Commercial, allowing for a variety of potential uses, including professional or business offices, service establishments, medical or dental offices, and other approved commercial purposes. Currently, it is operated as a coffee and wine bar. The building features recent updates to the electrical system, kitchen, bathroom, HVAC system, and tankless water heater. Additional highlights include a wired security system, exterior security lighting, an inviting outdoor patio, a beautifully fenced backyard, and a large, illuminated steel sign frame offering outstanding exposure for your business signage. With its flexible commercial zoning, prominent location, updated features, and placement within a growing Northeast Florida market, this property presents an excellent opportunity for an owner-user, professional practice, or business investor.

1,003

Building sq ft

$234

Price / sq ft

0.24

Lot acres

1950

Year built

1

Building

Restaurant

Property type

Building size1,003 sq ft
Lot size0.24 acres
Year built1950
Buildings1
ConstructionWood Frame · Wood Siding
CoolingCentral Air
Annual taxes$1,751

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $58,750
Interest rate6.00%
Loan term

Estimated payment

$1,363/mo

Principal & interest$1,057
Property taxes (actual bill)$146
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Colleen to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

8,100vehicles / day · 2025Palm Ave to N 1st St · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

PalatkaTown0.1 mi
First Coast Community Credit Unionbank0.2 mi
Larry's Giant Subsrestaurant0.3 mi
Mellon Elementary SchoolSchool0.3 mi
West Oak Hill Cemeterygraveyard0.3 mi
Beck Ford Lincolncar dealership0.3 mi
Harbor Freight Toolsdoityourself0.4 mi
The Home Depotdoityourself0.4 mi
Big LotsRetail0.4 mi
Shaw Buck ParkPark0.5 mi
T-Mobilemobile phone shop0.5 mi
East Oak Hill Cemeterygraveyard0.5 mi
TD Bankbank0.5 mi
Burger Kingfast food0.5 mi
Taco Bellfast food0.5 mi
Palatka High SchoolSchool0.5 mi
SubwayRestaurant0.5 mi
Bamboo WokRestaurant0.5 mi
PublixGrocery0.5 mi
Farmers Home Furniturefurniture shop0.5 mi
Sonny's BBQrestaurant0.6 mi
LongHorn Steakhouserestaurant0.6 mi
Krystalfast food0.6 mi
Saint Joseph Cemeterygraveyard0.6 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

26,046

Population

$47,486

Median income

41.6

Median age

2.4

Avg household

$158,800

Median home value

$940/mo

Median rent

3,008

Households w/ kids

Recent sales

What actually sold near 3323 SAINT JOHNS AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

2401 CRILL AVENUE

$549,000

2401 CRILL AVENUE

4,144 sqft · $132/sqft · Sold Dec 19, 2025

600 REID STREET

$420,000

600 REID STREET

1,387 sqft · $303/sqft · Sold Feb 20, 2026

120 N 9TH STREET

$5,848

120 N 9TH STREET

3,942 sqft · $1/sqft · Sold Sep 8, 2026

Your team

The pros in your corner

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 3323 SAINT JOHNS AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 3323 SAINT JOHNS AVENUE.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Frank Perez-Andreu. MLS #FC319977.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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