85276 HARTS ROAD, YULEE, FL, 32097
Active5 days on marketListed Jul 29, 2026MLS #FC320262
About this home
85276 HARTS ROAD
**FENCED FARM**ACREAGE**UPGRADED** Welcome to 2.88 ACRES of good country living! This property is a true WORKING HOBBY FARM complete with a fenced yard, HORSE STABLES, animal pens, and space for an RV or boats - all with NO HOA OR CDD. Enjoy a HUGE FRONT AND SIDE YARD, a covered back porch, a pavered side porch with a separate entrance to the home, and TWO CARPORTS. Inside, this warm and charming 4 bed/3 bath home boasts lots of light, hardwood and luxury vinyl plank flooring throughout, a SPLIT BEDROOM FLOOR PLAN, and a REMODELED PRIMARY SUITE. The layout features a formal living room, a Florida room in front of the house, and a BONUS SPACE for another living room or whatever you need. The kitchen features a modern backsplash, stylish cabinetry, stainless steel appliances, a gas range, and butcher block countertops. Plus, you’ll be near major roadways and I-95 making commuting a breeze. Do not miss out on this rare opportunity!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,170
Sqft
2.88 ac
Lot size
1930
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,776 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,776/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Yulee
Get to know Yulee. See the full Yulee guide →
YULEE 32097 — neighborhood snapshot
Population
24,880
Median age
38.5
Median income
$89,270
Median home value
$293,300
Avg household
2.65
Households w/ children
3,640
The numbers that matter
The Yulee market
$419K → $413K
Yulee median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Yulee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 85276 HARTS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,000
86351 MOONLIT WALK CIRCLE
3 bd · 2 ba · 2,017 sqft · $196/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 85276 HARTS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 85276 HARTS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
85276 HARTS ROAD FAQs
What would the monthly payment be for 85276 HARTS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,776/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 85276 HARTS ROAD?+
The most recent tax bill on record (2025) was $4,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 85276 HARTS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Yulee?+
At $515,000, this home is listed about 10% above the Yulee median of $466,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CHAD AND SANDY REAL ESTATE GRP · Chad Neumann. MLS #FC320262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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