86434 MOONLIT WALK CIRCLE, YULEE, FL, 32097
Active5 days on marketListed Jul 30, 2026MLS #L4963831
About this home
86434 MOONLIT WALK CIRCLE
Welcome home to this lovingly maintained residence that perfectly blends modern design with shabby chic style. Built in 2017, this home features durable vinyl plank and tile flooring throughout and offers an inviting open-concept layout ideal for today’s lifestyle. The spacious living room flows seamlessly into a bright, contemporary kitchen showcasing an oversized island, stainless steel appliances, and a dedicated dining area, perfect for entertaining or everyday family gatherings. The split floor plan ensures privacy, with a generous primary suite on one side and two additional bedrooms with a full bath on the other. The primary suite offers a relaxing retreat, featuring a double vanity, soaking tub, and separate shower. A flexible office/flex room at the front of the home provides space for remote work, a playroom, or in-home gym. The convenient laundry room, complete with washer and dryer hookups, is located just off the kitchen. Enjoy high ceilings, abundant natural light, and a screened in backporch within a privately fenced-in backyard..ideal for outdoor dining or simply unwinding. Community amenities include a sparkling saltwater pool and a playground for family fun. Perfectly situated near shopping, A1A, US-17, Kings Bay Naval Base, and Jacksonville, just 15 miles from Amelia Island/Fernandina Beach. Whether you're heading 15 minutes North to Georgia or 20 minutes South to Jacksonville, you’re truly in the heart of everything! This fenced in home is perfect for you and any furry family members you may have!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,006
Sqft
0.15 ac
Lot size
2
Garage
2017
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.5%
Days on market
5 vs 11 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Yulee
Get to know Yulee. See the full Yulee guide →
YULEE 32097 — neighborhood snapshot
Population
24,880
Median age
38.5
Median income
$89,270
Median home value
$293,300
Avg household
2.65
Households w/ children
3,640
The numbers that matter
The Yulee market
$419K → $413K
Yulee median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Yulee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the YULEE 32097 median. See the full Yulee market guide →
Paper trail
This home's history
Reality check
What actually sold near 86434 MOONLIT WALK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$395,000
86351 MOONLIT WALK CIRCLE · same community
3 bd · 2 ba · 2,017 sqft · $196/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 86434 MOONLIT WALK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 86434 MOONLIT WALK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
86434 MOONLIT WALK CIRCLE FAQs
What would the monthly payment be for 86434 MOONLIT WALK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,945/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 86434 MOONLIT WALK CIRCLE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 86434 MOONLIT WALK CIRCLE?+
The most recent tax bill on record (2025) was $2,970. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 86434 MOONLIT WALK CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Yulee?+
At $389,000, this home is listed about 24% below the Yulee median of $515,000. The market section on this page shows how the area is trending.
Listing courtesy of HOUSE OF GLASS REAL ESTATE PM · Kim Connahey. MLS #L4963831.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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