22 MID OAKS CIRCLE UNIT 22, PALM COAST, FL, 32137
Active61 days on marketListed Aug 11, 2026MLS #FC320565
About this home
22 MID OAKS CIRCLE UNIT 22
Quaint 2 bedroom 1.5 bath condo located in the desirable condominiums Fairways. This upstairs unit is ready for you to call home. Amenities includes: tennis courts, clubhouse and pool. Beautiful community offers the lush greens and park like setting. Split floor plan. Tile and laminate flooring. Screened-in lanai. Nearby features include: Palm Harbor Golf Club, walking and biking paths, dining, shopping, fishing, boating and just minutes to the beach. Call today to book a private showing!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
912
Sqft
0.02 ac
Lot size
1980
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$2 vs $216
Days on market
61 vs 73 typical
Where $2/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
207 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 22 MID OAKS CIRCLE UNIT 22
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$185,000
4 MASTERS COURT UNIT 4 · same community
2 bd · 2 ba · 950 sqft · $195/sqft · 148 DOM
Sold · Jul ’26$135,000
8 OAKMONT COURT UNIT 8 · same community
2 bd · 2 ba · 950 sqft · $142/sqft · 64 DOM
Sold · Jan ’26$185,500
24 MID PINES CIRCLE UNIT 24 · same community
2 bd · 2 ba · 950 sqft · $195/sqft · 625 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 22 MID OAKS CIRCLE UNIT 22 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22 MID OAKS CIRCLE UNIT 22 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22 MID OAKS CIRCLE UNIT 22 FAQs
What would the monthly payment be for 22 MID OAKS CIRCLE UNIT 22?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 22 MID OAKS CIRCLE UNIT 22?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,500, this home is listed about 100% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 22 MID OAKS CIRCLE UNIT 22?+
Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$1,500 is 100% below the PALM COAST 32137 median of $379,773, and at $2/sqft it sits under the Palm Coast average of $254.
02Strong assigned schools
Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,600, now $1,500 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARKSIDE REALTY GROUP · Kristin Stewart. MLS #FC320565.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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