3 LOUVET LANE, PALM COAST, FL, 32137
Active59 days on marketListed Aug 12, 2026MLS #FC320595
About this home
3 LOUVET LANE
BIG VALUE, FRESH UPDATES, AND ROOM TO ENJOY LIFE! Offered at just $289,000, this three-bedroom, two-bath Matanzas Woods home is an opportunity you won’t want to miss! With NO HOA and NO CDD fees, there’s so much to love—starting with a freshly painted interior, brand-new carpet in the bedrooms, and tall ceilings that give the home a bright, spacious feel. The open kitchen overlooks the family room, keeping everyone connected whether you’re hosting friends or enjoying a quiet evening at home. Step outside and make the fully fenced yard your own! Attractive white vinyl fencing surrounds the property, creating an inviting setting for backyard barbecues, gardening, outdoor fun, or relaxing in the Florida sunshine. A 2023 roof and 2019 A/C make this value even sweeter! Looking for your first home, ready to downsize, or searching for your next rental investment? This home checks the boxes! Enjoy a convenient location near schools, shopping, and I-95, plus easy access to US 1 via Matanzas Woods Parkway—a great connection for those commuting to St. Augustine. FHA and VA buyers welcome, subject to lender approval and appraisal. Come see the possibilities, fall in love with the value, and bring your offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,347
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,320 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,320/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Palm Coast actives
$215 vs $216
Days on market
59 vs 73 typical
Where $215/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3 LOUVET LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
6 BUFFALO BERRY PLACE
3 bd · 2 ba · 1,288 sqft · $214/sqft · 39 DOM
Sold · Dec ’25$262,500
7 BURTON PLACE
3 bd · 2 ba · 1,274 sqft · $206/sqft · 60 DOM
Sold · Nov ’25$230,000
288 REDBUD ROAD
2 bd · 2.5 ba · 1,442 sqft · $160/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3 LOUVET LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 LOUVET LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3 LOUVET LANE FAQs
What would the monthly payment be for 3 LOUVET LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,320/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 LOUVET LANE?+
The most recent tax bill on record (2025) was $3,906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3 LOUVET LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $289,900, this home is listed about 26% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3 LOUVET LANE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC320595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 3 LOUVET LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →