CENTURY 21 Edge
Short-Term Rental Eligible
$304,900$312,9003 bd2 ba1,655 sqft$184 /sqft$2,629 /mo all-in ↓

769 GRAND RESERVE DRIVE, BUNNELL, FL, 32110

Active9 days on marketListed Aug 20, 2026MLS #FC320606

Reduced $8KWaterfrontSingle Family ResidenceGRAND RESERVE

Come see it

Upcoming open house

Thu, Sep 10

1:00 PM – 3:00 PM

Broker

BROKERS, DON’T MISS THIS ONE! 3BR/2BA in desirable Grand Reserve, conveniently located between Daytona Beach & St. Augustine. Motivated Seller—bring your buyers and come see the value!

About this home

769 GRAND RESERVE DRIVE

Welcome to this well-maintained 3-bedroom, 2-bath home in desirable Grand Reserve, offering a wonderful blend of comfort, style, and location. Nestled between Daytona Beach and St. Augustine, this home features an open-concept layout with vaulted ceilings, where the kitchen, dining, and living areas flow seamlessly together, perfect for both everyday living and entertaining. LVP flooring in the wet areas adds both durability and style. At the heart of the home is a spacious kitchen featuring a large center island with ample seating, attractive countertops, and a natural gas range with built-in air fryer and convection oven. The spacious owner’s suite offers a peaceful retreat with relaxing lake views, while two additional bedrooms provide flexibility for guests, a home office, or other needs. Step outside to the screened lanai, complete with a retractable screen door, where you can unwind and enjoy beautiful water views, or even cast a line and do a little fishing. Additional highlights include a water softener system, decorative glass storm door, gutters, window treatments, and ceiling fans throughout. Grand Reserve residents enjoy resort-style amenities. Conveniently located near shopping and the beaches, this home offers the best of Florida living in a desirable community. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,655

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

One

Levels

$184

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$5/mo
Taxes (2025)$6,409/yr
PetsYes
CommunityClubhouse · Community Mailbox · Fitness Center · Golf · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$534
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,672Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,672
Interest rate6.00%
Loan term

Estimated payment

$2,629/mo

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$534
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$293KedgeAI estimate $331,670 · range $325K$343K$356K

vs edgeAI estimate

−8.1%

$/sqft vs GRAND RESERVE

$184 vs $1,141

Days on market

9 vs 47 typical

Where $184/sqft sits among the 11 homes for sale in GRAND RESERVE

4 · this home
0
0
3
3
1
$160–447$447–735$735–1022$1022–1309$1309–1597$1597+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityGrand Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,600/mo median

MarketBunnell
Annual gross at median$19,200
Gross yield on this price6.3%
Homes for rent right now8

Live Bunnell rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Grand Reserve

Grand Reserve is a short-term-rental community. See the full guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$285K$297K

Bunnell median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

2 of 11

GRAND RESERVE have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

CurrentPrice reduced to $304,900 $8K
Aug 20, 2026Listed at $312,900 · 9 days on market since
2022Built · GRAND RESERVE

Reality check

What actually sold near 769 GRAND RESERVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

73 LOB WEDGE LANESold · Apr ’26

$325,000

73 LOB WEDGE LANE · same community

3 bd · 2 ba · 1,701 sqft · $191/sqft · 41 DOM

81 LOB WEDGE LANESold · Jan ’26

$380,000

81 LOB WEDGE LANE · same community

4 bd · 2 ba · 2,115 sqft · $180/sqft · 79 DOM

310 GRAND RESERVE DRIVESold · Jan ’26

$514,500

310 GRAND RESERVE DRIVE · same community

3 bd · 3 ba · 2,361 sqft · $218/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 769 GRAND RESERVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 769 GRAND RESERVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

769 GRAND RESERVE DRIVE FAQs

What would the monthly payment be for 769 GRAND RESERVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 769 GRAND RESERVE DRIVE?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 769 GRAND RESERVE DRIVE?+

The most recent tax bill on record (2025) was $6,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 769 GRAND RESERVE DRIVE be rented short-term?+

Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 769 GRAND RESERVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $304,900, this home is listed about 2% above the Bunnell median of $299,950. The market section on this page shows how the area is trending.

Which schools are assigned to 769 GRAND RESERVE DRIVE?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Zoned for nightly rentals

Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $312,900, now $304,900 — a $8K cut. The full history is in the market section below.

Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Lisa Dunbar. MLS #FC320606.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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