CENTURY 21 Edge

100 SANDRA LANE, CRESCENT CITY, FL, 32112

Active1 days on marketListed Aug 12, 2026MLS #FC320608

Waterfront

About this home

100 SANDRA LANE

RARE CRESCENT LAKEFRONT OPPORTUNITY — BUILD READY LOT! Opportunities like this don't come around often! This is one of only two currently available waterfront lots on Crescent Lake, offering amazing lake views and direct waterfront access for you to enjoy for years to come. This beautifully cleared and extensively improved lot is ready for your dream home. The property has been raised, with low areas filled and leveled, and a bulkhead has been installed along the entire length of the lot for added protection. A private well is already in place, and an existing power pole is ready for hookup, giving you a major head start on your future build. With so many valuable improvements already completed, you can focus on designing and building the home you've always envisioned while taking full advantage of the incredible waterfront setting. There is no mandatory HOA, but you have the option to join the community association and gain access to a public dock, giving you even more ways to enjoy the beautiful Crescent Lake lifestyle.

Facts & features

The home at a glance

0.73 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$2,246/yr

Utilities & systems

UtilitiesElectricity Available · Utility Pole
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,245 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$187
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,245/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$187
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crescent City

Map of 100 SANDRA LANE

Get to know Crescent City. See the full Crescent City guide →

CRESCENT CITY 32112 — neighborhood snapshot

Population

8,099

Median age

40.4

Median income

$39,247

Median home value

$150,000

Avg household

2.6

Households w/ children

721

For the school run

Putnam County School District

HighCrescent City Junior-Senior High School★★★★
ElementaryMiddleton-Burney Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crescent City market

Seller’s marketLeans buyer11.5 months of inventoryBuyer’s market

$259K$498K

Crescent City median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the CRESCENT CITY 32112 median. See the full Crescent City market guide →

Paper trail

This home's history

Aug 12, 2026Listed at $299,900 · 1 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 100 SANDRA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 100 SANDRA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

100 SANDRA LANE FAQs

What would the monthly payment be for 100 SANDRA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 100 SANDRA LANE?+

The most recent tax bill on record (2025) was $2,246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crescent City?+

At $299,900, this home is priced right at the Crescent City median.

Which schools are assigned to 100 SANDRA LANE?+

Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$299,900 runs 58% above the CRESCENT CITY 32112 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Crescent City market that averages 30 — if it fits, move quickly.

Listing courtesy of REALTY EXCHANGE, LLC · Daniel Shapkin. MLS #FC320608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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100 SANDRA LANE, CRESCENT CITY, FL — $299,900 | CENTURY 21 Edge