762 RUSTIC MILL DRIVE, ST AUGUSTINE, FL, 32092
Active40 days on marketListed Aug 18, 2026MLS #FC320760
About this home
762 RUSTIC MILL DRIVE
No need to buy new! Welcome to this immaculately cared for home in Reverie at Trailmark, an active adult community in St. Johns County! The kitchen includes upgraded cabinetry, under-cabinet lighting, a motion-sensing faucet, and an electric convection range with an air fryer. The flex space features French doors and new carpeting with extra-durable padding is found in all rooms. Quality construction is a standout feature. Durable 2x6 framing and Zip System sheathing provide strength and weather protection--upgrades no longer offered in the current new construction. A new gas tankless water heater, an extended, insulated garage with wall and ceiling mounted shelving, a utility sink, back-up electrical, and whole-home surge protection are just a few of the thoughtfully chosen upgrades. Relax on your screened lanai overlooking the wooded preserve or enjoy the pool, fitness center, and courts that Reverie offers, plus take advantage of the exceptional Trailmark lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,025
Sqft
0.17 ac
Lot size
2
Garage
2021
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs St Augustine actives
$207 vs $239
Days on market
40 vs 12 typical
Where $207/sqft sits among the 188 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Trailmark
Get to know St Augustine. See the full St Augustine guide →
Trailmark — neighborhood snapshot
Population
1,245
Median age
37
Median income
$151,277
Median home value
$497,970
Avg household
3
Households w/ children
281
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $406K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 188
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 762 RUSTIC MILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$437,500
1779 RUSTIC MILL DRIVE
2 bd · 2.5 ba · 2,033 sqft · $215/sqft · 0 DOM
Sold · Dec ’25$408,000
259 APPLEJACK DRIVE
2 bd · 2.5 ba · 2,033 sqft · $201/sqft · 0 DOM
Sold · Dec ’25$410,000
352 APPLEJACK DRIVE
2 bd · 2 ba · 1,898 sqft · $216/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 762 RUSTIC MILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 762 RUSTIC MILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
762 RUSTIC MILL DRIVE FAQs
What would the monthly payment be for 762 RUSTIC MILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,631/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 762 RUSTIC MILL DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 762 RUSTIC MILL DRIVE?+
The most recent tax bill on record (2025) was $9,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 762 RUSTIC MILL DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $419,900, this home is listed about 6% below the St Augustine median of $444,995. The market section on this page shows how the area is trending.
Which schools are assigned to 762 RUSTIC MILL DRIVE?+
Picolata Crossing Elementary School (elementary), Pacetti Bay Middle School (middle), Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32092 market on paper
$419,900 is 15% below the ST AUGUSTINE 32092 median of $495,000, and at $207/sqft it sits under the St Augustine average of $293.
02Time on market is leverage
40 days on market against a St Augustine median of 12 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Picolata Crossing Elementary School, Pacetti Bay Middle School, Tocoi Creek High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Picolata Crossing Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC320760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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