263 OCEAN PALM DRIVE, FLAGLER BEACH, FL, 32136
Active53 days on marketListed Aug 19, 2026MLS #FC320790
About this home
263 OCEAN PALM DRIVE
Beach life awaits you!! Welcome to the laid-back Flagler Beach lifestyle at 263 Ocean Palm Drive! Perfectly positioned between the Intracoastal Waterway, the beach and two beautiful state parks, this move-in-ready beachside home offers a setting that is increasingly hard to find along Florida’s coast. Enjoy wide-open Intracoastal views from the front, golf course (soon to be renovated) views from the back, refreshing ocean breezes and easy access to the uncrowded beaches of Gamble Rogers and North Peninsula State Parks. Inside, the bright and inviting interior features wood-look porcelain tile throughout, abundant windows with plantation shutters, and a spacious kitchen with quartz countertops and quality KraftMaid cabinetry with soft-close drawers. The primary bedroom, bath, foyer, kitchen and sunroom were freshly painted in 2023, while the exterior received a fresh coat of paint in 2026. Recent improvements add even more peace of mind, including a new HVAC system (2026), new oven (2025), dishwasher (2024), water heater (2024), and fenced yard added in 2023. Solid concrete block construction and a hip roof are well suited for coastal living, while the oversized two-car garage offers plenty of space for vehicles, bikes, golf carts and beach gear. Out back, relax on the paver patio overlooking the soon to be renovated golf course, soak up the Florida sunshine and enjoy the coastal breeze. When you're ready to venture out, hop on your bike or golf cart and head into Flagler Beach for locally loved restaurants, oceanfront bars and that unmistakable small-town beach vibe. Golf, Intracoastal views without the intracoastal price, state parks and the Atlantic Ocean—all right outside your door. This isn't just a home near the beach; it's the Flagler Beach lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,064
Sqft
0.18 ac
Lot size
2
Garage
1984
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Flagler Beach actives
$259 vs $303
Days on market
53 vs 80 typical
Where $259/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
71 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 263 OCEAN PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$473,000
265 OCEAN PALM DRIVE · same community
3 bd · 3 ba · 1,692 sqft · $280/sqft · 368 DOM
Sold · Dec ’25$360,000
227 OCEAN PALM DRIVE · same community
3 bd · 2 ba · 1,639 sqft · $220/sqft · 118 DOM
Sold · Dec ’25$600,000
254 OCEAN PALM DRIVE · same community
2 bd · 2 ba · 1,520 sqft · $395/sqft · 382 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 263 OCEAN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 263 OCEAN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
263 OCEAN PALM DRIVE FAQs
What would the monthly payment be for 263 OCEAN PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 263 OCEAN PALM DRIVE?+
The most recent tax bill on record (2025) was $7,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 263 OCEAN PALM DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $535,000, this home is listed about 3% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 263 OCEAN PALM DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 22% above the FLAGLER BEACH 32136 median.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $550,000, now $535,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVALON GROUP REALTY · Jeannie Johnston. MLS #FC320790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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