CENTURY 21 Edge
$249,0002 bd2 ba900 sqft$277 /sqft≈$2,586 /mo all-in ↓

35 NAVARRA COURT UNIT 35, ST AUGUSTINE, FL, 32086

Active80 days on marketListed Aug 19, 2026MLS #FC320818

✦ Priced 12% below the ST AUGUSTINE 32086 medianFully furnishedCondominiumCONQUISTADOR CONDO APTS/ST AUG

About this home

35 NAVARRA COURT UNIT 35

Turn-Key Coastal Condo - Fully Furnished and Move-In Ready, just bring your suite case and toothbrush! Located 14 minutes to public drive on white sand beach. This is a turnkey sale and comes completely furnished. The Condo includes furniture, washer and dryer, media equipment, kitchen ware, cookware, appliances, linens and household essentials- everything you need to start enjoying the Florida lifestyle immediately. A beautifully positioned ground-floor retreat within the highly sought-after Conquistador Condominium community. This two-bedroom, two-bathroom unit offers a rare combination of privacy and accessibility, featuring a screened-in lanai that opens to peaceful preserve views rather than a parking lot. Life at the Conquistador is defined by a "permanent vacation" lifestyle. Nestled under a lush canopy of ancient live oaks on 55+ acres along the Intracoastal Waterway, this community provides an unparalleled amenity package: Active Recreation: Access to three swimming pools (one heated for year-round enjoyment), tennis and pickleball courts, and a putting green. Nature & Water: Stroll along scenic nature trails or head to the private fishing pier to watch the sunset over the Matanzas River. Exceptional Convenience: Located just minutes from the historic charm of downtown St. Augustine and the pristine sands of St. Augustine Beach. Residents also enjoy proximity to the St. Augustine Shores Golf Club and the Riverview Club. This specific unit includes practical "extras" that are hard to find in condo living, such as private laundry with washer and dryer, lockable under-stairs storage and a ground-level entry for easy access. Whether you are looking for a serene primary residence, a seasonal getaway, or a savvy investment in one of Florida's most historic zip codes, 35 Navarra Court is ready to welcome you home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

900

Sqft

0 ac

Lot size

1991

Year built

One

Levels

$277

Per sqft

Furnished

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$420/mo
Taxes (2025)$2,238/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,586 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,710
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$187
Condo fee — from the listing$420
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate7.50%
Loan term

Estimated payment

$2,586/mo

Principal & interest$1,710
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$187
HOA / condo fee$420
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$147KedgeAI estimate $170,645 · range $154K–$188K$259K

vs edgeAI estimate

+45.9%

$/sqft vs St Augustine actives

$277 vs $239

Days on market

80 vs 44 typical

Where $277/sqft sits among the 185 St Augustine actives

109
27 · this home
12
12
10
15
$191–258$258–326$326–393$393–460$460–528$528+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Augustine

Get to know St Augustine. See the full St Augustine guide →

ST AUGUSTINE 32086 — neighborhood snapshot

Population

34,855

Median age

50.2

Median income

$76,512

Median home value

$382,800

Avg household

2.38

Households w/ children

3,289

For the school run

St. Johns County School District

MiddleGamble Rogers Middle School★★★★★
HighPedro Menendez High School★★★★★
ElementarySouth Woods Elementary School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketLeans seller — 3.1 months of inventoryBuyer’s market

$384K → $426K

St Augustine median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

86 of 185

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →

Paper trail

This home's history

Aug 19, 2026Listed at $249,000 · 80 days on market since
1991Built · CONQUISTADOR CONDO APTS/ST AUG

Reality check

What actually sold near 35 NAVARRA COURT UNIT 35

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22 CATALONIA COURT UNIT 22Sold · Apr ’26

$175,000

22 CATALONIA COURT UNIT 22 · same community

2 bd · 2 ba · 662 sqft · $264/sqft · 83 DOM

27 CATALONIA COURT UNIT ASold · Nov ’25

$135,000

27 CATALONIA COURT UNIT A

2 bd · 2 ba · 840 sqft · $161/sqft · 175 DOM

362 CASUARINA CIRCLESold · Nov ’25

$282,000

362 CASUARINA CIRCLE

2 bd · 2 ba · 1,036 sqft · $272/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 35 NAVARRA COURT UNIT 35 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 35 NAVARRA COURT UNIT 35 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

35 NAVARRA COURT UNIT 35 FAQs

What would the monthly payment be for 35 NAVARRA COURT UNIT 35?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,586/mo — principal and interest, the actual property-tax bill, the $420/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 35 NAVARRA COURT UNIT 35?+

The association fee works out to $420 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 35 NAVARRA COURT UNIT 35?+

The most recent tax bill on record (2025) was $2,238. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 35 NAVARRA COURT UNIT 35?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $249,000, this home is listed about 46% below the St Augustine median of $457,000. The market section on this page shows how the area is trending.

Which schools are assigned to 35 NAVARRA COURT UNIT 35?+

Gamble Rogers Middle School (middle), Pedro Menendez High School (high), South Woods Elementary School (elementary), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KOKOMO REALTY LLC · Frederick Ferrara, III. MLS #FC320818.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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