1601 N CENTRAL AVENUE UNIT 101, FLAGLER BEACH, FL, 32136
Active39 days on marketListed Sep 1, 2026MLS #FC321042
About this home
1601 N CENTRAL AVENUE UNIT 101
Ocean to Intracoastal!!! Rarely does a residence offer views this spectacular! This beautifully positioned 2 bedroom 2 bathroom 1215 SQFT corner condo features wraparound balconies showcasing breathtaking panoramic views from the Atlantic Ocean all the way to the Intracoastal Waterway. Enjoy your morning coffee watching the sunrise over the ocean, then relax in the evening as the sun sets over the intracoastal. Designed for effortless coastal living, this residence offers spacious living areas, abundant natural light and incredible water views from every room. The wraparound outdoor space provides the perfect setting for entertaining, relaxing or simply taking in the beauty of Flagler Beach. The condo fee covers EVERYTHING except electric, making ownership exceptionally convenient. The residence also includes 1 designated underground parking space and a private storage unit. A truly special opportunity to own a piece of paradise where the ocean meets the Intracoastal. Come for the views and stay for the lifestyle!!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,215
Sqft
1.77 ac
Lot size
1
Garage
1984
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,919 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,919/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
$/sqft vs Flagler Beach actives
$304 vs $298
Days on market
39 vs 80 typical
Where $304/sqft sits among the 129 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
70 of 129
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1601 N CENTRAL AVENUE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$495,000
1601 N CENTRAL AVENUE UNIT 1002 · same community
2 bd · 2 ba · 1,215 sqft · $407/sqft · 77 DOM
Sold · May ’26$250,000
1601 N CENTRAL AVENUE UNIT 103 · same community
2 bd · 2 ba · 1,215 sqft · $206/sqft · 584 DOM
Sold · Jun ’26$450,000
1601 N CENTRAL AVENUE UNIT 801 · same community
2 bd · 2 ba · 1,215 sqft · $370/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1601 N CENTRAL AVENUE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1601 N CENTRAL AVENUE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1601 N CENTRAL AVENUE UNIT 101 FAQs
What would the monthly payment be for 1601 N CENTRAL AVENUE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,919/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1601 N CENTRAL AVENUE UNIT 101?+
The most recent tax bill on record (2025) was $5,079. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1601 N CENTRAL AVENUE UNIT 101?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $369,000, this home is listed about 33% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1601 N CENTRAL AVENUE UNIT 101?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$369,000 is 16% below the FLAGLER BEACH 32136 median of $438,000, and at $304/sqft it sits under the Flagler Beach average of $342.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $384,900, now $369,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEVER 6 PERCENT REALTY INC. · Tammy Narcho. MLS #FC321042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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