3013 S ATLANTIC AVENUE UNIT 2020, DAYTONA BEACH SHORES, FL, 32118
Active60 days on marketListed Sep 8, 2026MLS #FC321096
About this home
3013 S ATLANTIC AVENUE UNIT 2020
15 PERCENT DOWN. SELLER FINANCING. YOUR BEACHFRONT LIFESTYLE STARTS HERE! Ocean views, resort-style amenities, and seller financing with 15 percent down make this Daytona Beach Shores condo an opportunity worth a closer look. Whether you're looking for a full-time home, a coastal retreat, or a potential rental investment, this two-bedroom, two-bath condo puts you in an oceanfront building with plenty to enjoy. Inside, you'll find updated kitchen cabinetry and countertops, no carpet, modern lighting, accent mirrors, and ceiling fans. A private laundry hookup inside the unit adds everyday convenience. Enjoy an oceanfront outdoor pool, heated indoor pool, indoor hot tub, gym, sauna, fitness locker room, billiards room, and resident club room with a full kitchen. The indoor atrium and waterfall create a welcoming arrival, while secured entry, on-site management, and assigned secured underground parking space #1 add practical value. The building is also pet-friendly, subject to association rules. The HOA covers water, sewer, garbage, building insurance, Wi-Fi, and Spectrum cable service with one DVR and two cable boxes. Considering rental income? Estimated rental potential is $2,250-$2,500 per month, subject to market conditions, association rental requirements, and buyer verification; income is not guaranteed. Make your move toward coastal ownership. Schedule your private showing and ask about seller financing with 15 percent down. All financing terms are subject to seller approval and a written agreement.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,189
Sqft
0.9 ac
Lot size
1987
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,475 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Daytona Beach Shores actives
$193 vs $308
Days on market
60 vs 37 typical
Where $193/sqft sits among the 82 Daytona Beach Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
DAYTONA BEACH SHORES 32118 — neighborhood snapshot
Population
18,383
Median age
60.5
Median income
$61,266
Median home value
$368,800
Avg household
1.82
Households w/ children
871
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$345K → $670K
Daytona Beach Shores median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
31 of 82
Daytona Beach Shores actives have cut their price
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 3013 S ATLANTIC AVENUE UNIT 2020
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$245,000
3013 S ATLANTIC AVENUE UNIT 9040 · same community
1 bd · 1.5 ba · 974 sqft · $252/sqft · 36 DOM
Sold · Jul ’26$240,000
3013 S ATLANTIC AVENUE UNIT 201 · same community
1 bd · 1.5 ba · 895 sqft · $268/sqft · 88 DOM
Sold · Dec ’25$233,000
3013 S ATLANTIC AVENUE UNIT 5010 · same community
1 bd · 1.5 ba · 895 sqft · $260/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3013 S ATLANTIC AVENUE UNIT 2020 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3013 S ATLANTIC AVENUE UNIT 2020 — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3013 S ATLANTIC AVENUE UNIT 2020 FAQs
What would the monthly payment be for 3013 S ATLANTIC AVENUE UNIT 2020?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,475/mo — principal and interest, the actual property-tax bill, the $1,273/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3013 S ATLANTIC AVENUE UNIT 2020?+
The association fee works out to $1,273 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3013 S ATLANTIC AVENUE UNIT 2020?+
The most recent tax bill on record (2025) was $4,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3013 S ATLANTIC AVENUE UNIT 2020?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $229,888, this home is listed about 48% below the Daytona Beach Shores median of $442,400. The market section on this page shows how the area is trending.
Which schools are assigned to 3013 S ATLANTIC AVENUE UNIT 2020?+
Campbell Middle School (middle), Mainland High School (high), R. J. Longstreet Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DAYTONA BEACH SHORES 32118 market on paper
$229,888 is 22% below the DAYTONA BEACH SHORES 32118 median of $295,000, and at $193/sqft it sits under the Daytona Beach Shores average of $308.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,273/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $269,889, now $229,888 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC (DB) · Joy Pratt-Martin. MLS #FC321096.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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