428 LONGWOOD CIRCLE, LONGWOOD, FL, 32750
Active17 days on marketListed Sep 10, 2026MLS #FC321243
About this home
428 LONGWOOD CIRCLE
ASSUMABLE MORTGAGE AT 5.6% — A RARE OPPORTUNITY FOR QUALIFIED BUYERS! Welcome to 428 Longwood Circle, a beautifully updated 4-bedroom pool home situated on an oversized 0.36-acre lot in desirable Seminole County. This home offers the perfect combination of comfortable indoor living and a private backyard designed for entertaining, relaxing, and gardening. Inside, you’ll find a renovated kitchen featuring white cabinetry, quartz countertops, stainless steel appliances, and added dining room storage cabinetry. The refrigerator was replaced in 2025, with the remaining kitchen appliances updated in 2022 and new washer and dryer 2022. The bathrooms have also been renovated, along with updated light fixtures and ceiling fans throughout the interior and exterior. Step outside to your own private retreat featuring a sparkling pool, renovated covered lanai, freshly stained pool deck and pergola, and a spacious fully fenced backyard. Mature, low-maintenance landscaping provides plenty of privacy and includes mango and loquat trees, plus a separately fenced pet area. There is ample space for entertaining, gardening, or simply enjoying Florida living year-round. Additional features include a detached 400-square-foot garage, a 10x18 storage shed, interior laundry, updated electrical and A/C in 2019, and a replaced water heater. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready Longwood home offers privacy, space, and an incredible backyard lifestyle all offered at $405,000
Facts & features
The home at a glance
4
Bedrooms
1.5
Bathrooms
1,476
Sqft
0.36 ac
Lot size
1
Garage
1971
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.6%
$/sqft vs Longwood actives
$274 vs $236
Days on market
17 vs 36 typical
Where $274/sqft sits among the 178 Longwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longwood North
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Longwood. See the full Longwood guide →
Longwood North — neighborhood snapshot
Population
301
Median age
39
Median income
$76,373
Median home value
$239,900
Avg household
3
Households w/ children
35%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longwood market
$465K → $523K
Longwood median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
101 of 178
Longwood actives have cut their price
Median sold price, Longwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the LONGWOOD 32750 median. See the full Longwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 LONGWOOD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
426 LONGWOOD CIRCLE · same community
3 bd · 3 ba · 1,533 sqft · $228/sqft · 98 DOM
Sold · Mar ’26$359,900
459 LONGWOOD CIRCLE · same community
4 bd · 2 ba · 1,533 sqft · $235/sqft · 21 DOM
Sold · Jan ’26$373,500
439 LONGWOOD CIRCLE · same community
4 bd · 2 ba · 1,535 sqft · $243/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 428 LONGWOOD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 LONGWOOD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
428 LONGWOOD CIRCLE FAQs
What would the monthly payment be for 428 LONGWOOD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,128/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 428 LONGWOOD CIRCLE?+
The most recent tax bill on record (2025) was $4,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Longwood?+
At $405,000, this home is listed about 8% below the Longwood median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 428 LONGWOOD CIRCLE?+
Winter Springs Elementary School (elementary), Milwee Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Anna DiCrescenzo. MLS #FC321243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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