
4 LINCOLN PLACE, PALM COAST, FL, 32137
Active32 days on marketListed Sep 8, 2026MLS #FC321256
Come see it
Upcoming open house
Sat, Oct 17
9:00 AM – 12:00 PM
Beautiful 5 BEDROOM/3 BATH Home in Matanzas Woods that includes MOTHER-IN-LAW SUITE, WALK-IN THERAPY TUB, ABOVE-GROUND POOL, SHED, and so much MORE!! Seller is open to negotiation! Event will be hosted by Isabel Fernandes. Please call her with any questions at 386-232-5855.
About this home
4 LINCOLN PLACE
Built in 2020, this SeaGate Worthington II sits at the end of a quiet cul-de-sac in the desirable Matanzas Woods subdivision at the north end of Palm Coast. It's a LOVELY and SPACIOUS FIVE-BEDROOM, THREE-BATH HOME that offers versatility with its 2,464 square feet of living space, a dedicated OFFICE/DEN, a MOTHER-IN-LAW SUITE, and INTERESTING ARCHITECTURAL FEATURES, such as ARCHED ENTRYWAYS, VAULTED CEILING, BULLNOSE CORNERS, and MORE, making it quite pleasing to the eye. What really sets it apart, though, is the PRIVATE GUEST WING: the owners had the builder add a sound-insulated wall and an interior connecting door joining two bedrooms, one with its own FULL BATH, creating a QUIET RETREAT for family members (the "MOTHER-IN-LAW SUITE"), extended-stay guests, or a live-in caregiver. The real HEART OF THE HOME is the EFFICIENT KITCHEN with its SOLID WOOD CABINETRY, QUARTZ COUNTERS and COUNTERTOP BAR, anchoring everything with a LARGE ISLAND, WALK-IN PANTRY, and EAT-IN CAFE that all opens up to the cozy and comfortable GREAT ROOM! The OPEN CONCEPT SPLIT-PLAN has three bedrooms on the North side of the home, with another bedroom facing East and the MASTER BEDROOM on the South side, with its spacious and comfy vibes and TWO WALK-IN CLOSETS. It also includes an EN-SUITE MASTER BATHROOM with a WALK-IN SHOWER and a WALK-IN THERAPY TUB ("Safe Step Walk-In Tubs") that will bring you so much enjoyment! The tub includes BLUETOOTH for MUSIC, a HEATED SEAT, MULTI-JETS, and COLORFUL LED LIGHTS all built in and designed to improve blood circulation, ease arthritis pain, and loosen tight muscles, as well as provide TOTAL RELAXATION! This home is just PERFECT for ENTERTAINING FAMILY AND FRIENDS, or relaxing after a busy day, especially when you step outside into the PRIVATE PARADISE that includes a LARGE COVERED LANAI, LOW-MAINTENANCE SWIMMING POOL with ELEVATED DECKING, SHED with SHELVING AND FLOORING, and LANDSCAPED GROUNDS, all connected with PAVED WALKWAYS and enclosed by a FULLY-FENCED YARD! This is FLORIDA LIVING at its absolute BEST! Additional attributes include a 2-Car Garage, widened driveway for additional parking, LIGHTS that frame the LARGE YARD, and more! Newer construction means 2020 Roof & HVAC, along with hurricane-rated windows and LOW-MAINTENANCE OWNERSHIP. Being mere minutes away from the Matanzas Woods Parkway I-95 interchange and US-1 provides convenience to many of the hottest retail properties in Flagler County, including Shopping, Dining and Entertainment, as well as Doctors & Hospitals, Recreation, Parks, and our beautiful FLORIDA BEACHES! Schedule a showing today and check out this impeccable home ASAP!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,464
Sqft
0.23 ac
Lot size
2
Garage
2020
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,518 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,518/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs 04 FAIRWAYS
$193 vs $201
Days on market
32 vs 75 typical
Where $193/sqft sits among the 17 homes for sale in 04 FAIRWAYS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 17
04 FAIRWAYS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 LINCOLN PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$495,000
82 LANCELOT DRIVE · same community
4 bd · 2.5 ba · 2,570 sqft · $193/sqft · 192 DOM
Sold · Apr ’26$421,400
29 LOUISIANA DRIVE · same community
4 bd · 3 ba · 2,332 sqft · $181/sqft · 41 DOM
Sold · May ’26$410,000
119 LINDSAY DRIVE · same community
4 bd · 2 ba · 2,294 sqft · $179/sqft · 326 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4 LINCOLN PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 LINCOLN PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 LINCOLN PLACE FAQs
What would the monthly payment be for 4 LINCOLN PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,518/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4 LINCOLN PLACE?+
The most recent tax bill on record (2025) was $4,224. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 LINCOLN PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $474,900, this home is listed about 22% above the Palm Coast median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4 LINCOLN PLACE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,900 runs 25% above the PALM COAST 32137 median — but at 2,464 sqft it's also 31% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Belle Terre Elementary School, Indian Trails Middle School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $494,900, now $474,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BETTER BUY REALTY LLC · Kathleen Donaghy. MLS #FC321256.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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