CENTURY 21 Edge
$449,9003 bd2 ba1,435 sqft$314 /sqft≈$3,473 /mo all-in ↓

6 CONCORD DRIVE, ORMOND BEACH, FL, 32176

Active34 days on marketListed Sep 8, 2026MLS #FC321262

Private poolSingle Family ResidenceHOLLAND BY SEA

About this home

6 CONCORD DRIVE

Welcome to 6 Concord Drive, where the laid-back Ormond-by-the-Sea lifestyle is just steps from your front door. Located only one block from the Atlantic Ocean with convenient beach access nearby, this 3-bedroom, 2-bath pool home offers the kind of Florida lifestyle people move here to find with mornings at the beach, afternoons by the pool, and quiet evenings at home by the wood-burning fireplace. Inside, the home is comfortable, inviting, and easy to maintain with tile flooring throughout. The kitchen features granite countertops and opens into the living spaces, while the wood-burning fireplace adds character and warmth that you don’t often find in a beachside Florida home. Step outside and enjoy your own private pool, creating the perfect setting for entertaining, relaxing after a day at the beach, or simply enjoying the Florida sunshine from your own backyard. Just as important are the improvements already completed for the next owner. The roof was replaced in 2018, HVAC in 2021, and the hot water heater in 2026. The pool pump, filter, and salt cell were updated in 2025. All windows have been upgraded to hurricane-impact windows, and the home also includes hurricane shutters for additional storm protection. The property is located in Flood Zone X, an area considered to have minimal flood risk. What really makes 6 Concord Drive special is the location. Ormond-by-the-Sea offers a quieter, more relaxed alternative to some of Florida’s busier beach towns while keeping you close to everything Ormond Beach and the surrounding area have to offer. Enjoy easy access to the Atlantic Ocean, the Halifax River and Intracoastal Waterway, local parks, fishing, boating, waterfront restaurants, scenic A1A drives, and the locally loved shops and restaurants of Ormond Beach. Whether you're looking for a full-time beachside residence, a Florida getaway, or simply a private pool home where the ocean can become part of your everyday routine, 6 Concord Drive delivers. Come experience Ormond-by-the-Sea and discover how good life can be when the beach is practically your backyard.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,435

Sqft

0.18 ac

Lot size

2

Garage

1981

Year built

One

Levels

$314

Per sqft

Private poolFireplace

Inside

FlooringTile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

Taxes (2025)$5,588/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$466
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,473/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$466
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$389KedgeAI estimate $417,381 · range $405K–$457K$476K

vs edgeAI estimate

+7.8%

$/sqft vs Ormond Beach actives

$314 vs $229

Days on market

34 vs 77 typical

Where $314/sqft sits among the 382 Ormond Beach actives

126
123
62 · this home
24
18
29
$150–206$206–262$262–318$318–374$374–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Drive times from this address

Downtown Orlando≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$407K → $395K

Ormond Beach median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

208 of 382

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $449,900 · 34 days on market since
1981Built · HOLLAND BY SEA

Reality check

What actually sold near 6 CONCORD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

161 HOLLAND ROADSold · Jan ’26

$192,500

161 HOLLAND ROAD · same community

3 bd · 1 ba · 922 sqft · $209/sqft · 12 DOM

1351 JOHN ANDERSON DRIVESold · Jul ’26

$395,000

1351 JOHN ANDERSON DRIVE

2 bd · 1.5 ba · 1,399 sqft · $282/sqft · 73 DOM

8 OCEAN DRIVESold · Dec ’25

$975,000

8 OCEAN DRIVE

3 bd · 2 ba · 1,380 sqft · $707/sqft · 244 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kathy Miller

Your agent

Kathy Miller

real estate agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6 CONCORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 CONCORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6 CONCORD DRIVE FAQs

What would the monthly payment be for 6 CONCORD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6 CONCORD DRIVE?+

The most recent tax bill on record (2025) was $5,588. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $449,900, this home is listed about 13% above the Ormond Beach median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 6 CONCORD DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,900 runs 34% above the ORMOND BEACH 32176 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KOKOMO REALTY LLC · Jason Watts. MLS #FC321262.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ormond Beach homes, in your inbox

Like 6 CONCORD DRIVE but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Kathy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 5:13 AM UTC. The listing information on this page last changed on October 11, 2026 at 5:13 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 5:13 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 5:13 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.