29 PRAIRIE LANE, PALM COAST, FL, 32164
Active21 days on marketListed Sep 19, 2026MLS #FC321271
About this home
29 PRAIRIE LANE
Skip the builder wait and move right into this nearly new Palm Coast home! Built by D.R. Horton in March 2024, this spacious 4-bedroom, 2-bath residence offers 1,865 square feet of comfortable living space and a 2-car garage. With the roof, HVAC, water heater, electrical and plumbing all dating from 2024, buyers can enjoy the ease and convenience of newer construction without waiting months for a home to be completed. The open-concept kitchen, living and dining areas create an inviting space for everyday living and entertaining. The kitchen features modern appliances, ample cabinetry and a pantry, while the private primary suite offers dual sinks, a walk-in shower and a generous walk-in closet. Smart-home features include connected lighting, a video doorbell and HVAC Outside, the landscaping and irrigation system were upgraded in August 2026, giving the home a refresh. Additional benefits include durable Hardie Board-style cement siding, a transferable termite bond with Turner Pest Control and a transferable builder’s warranty through March 2034. Best of all, there are no HOA or CDD fees or restrictions, and the property is not located in a designated flood zone. The washer, dryer, kitchen appliances, blinds, and window treatments are also included. Nearly new, thoughtfully maintained, and ready now—this is the move-in-ready home you have been waiting for!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,862
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,625 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,625/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs PALM COAST SEC 24
$175 vs $200
Days on market
21 vs 73 typical
Where $175/sqft sits among the 27 homes for sale in PALM COAST SEC 24
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 27
PALM COAST SEC 24 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 29 PRAIRIE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$313,000
18 PRETORIA LANE · same community
3 bd · 2 ba · 1,861 sqft · $168/sqft · 7 DOM
Sold · Apr ’26$279,000
88 PRITCHARD DRIVE · same community
3 bd · 2 ba · 1,859 sqft · $150/sqft · 267 DOM
Sold · Jun ’26$349,900
23 PRINCE KAAREL LANE · same community
4 bd · 2 ba · 1,873 sqft · $187/sqft · 275 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 29 PRAIRIE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 29 PRAIRIE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
29 PRAIRIE LANE FAQs
What would the monthly payment be for 29 PRAIRIE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 29 PRAIRIE LANE?+
The most recent tax bill on record (2025) was $4,896. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $325,000, this home is listed about 17% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 29 PRAIRIE LANE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Elizabeth Kelly. MLS #FC321271.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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