CENTURY 21 Edge
$489,0004 bd2 ba2,277 sqft$215 /sqft≈$3,639 /mo all-in ↓

14 PORT LANE, PALM COAST, FL, 32164

Active30 days on marketListed Sep 10, 2026MLS #FC321295

Private poolSingle Family ResidencePALM COAST SEC 28

About this home

14 PORT LANE

WELCOME HOME to this 4-bedroom, 2-bathroom Palm Coast Pool and Spa home offering 2,277 sqft with the perfect blend of comfort, privacy, and Florida outdoor living! This inviting home features a recently updated kitchen with updated stainless steel appliances, NEW white cabinets and granite countertops. A dedicated dining room, family room/den, additional living space or in-home workspace. Home features all Levolor blinds throughout home. Wood burning fireplace, NEW luxury vinyl flooring throughout home. Primary suite offers an expansive new bathroom with large walk in shower and NEW dual vanities with quartz countertops. The second bathroom has a NEW vanity with granite countertops. Step outside to your private back yard oasis featuring a heated and salt water pool and spa with a screened in lanai and covered patio creating the perfect setting for relaxing, entertaining, and enjoying Florida’s year round sunshine…recent pool improvements include a NEW pool pump, and salt cell, all pool equipment and chemicals included. Spacious fully white vinyl fenced yard with 6 foot fencing offers privacy, and plenty of room to enjoy the outdoors and professional landscaping and beauty and charm to the property. A new storage shed provides additional space for tools, gardening equipment, and seasonal items. A newer roof, whole house soft water treatment system. New garage screen door adds  convenience and comfort to everyday living. Home has sprinkler system with well for irrigation of lawn saving on water costs.  Conveniently located in Palm Coast, Florida, this home is nearby schools, grocery stores, shopping, entertainment and hospitals. When it’s time for sun and sand you’re just a short drive to the beautiful and famous Flagler beaches. If your looking for an updated Palm Coast home with a beautiful pool and spa, screened lanai, fenced backyard and desirable coastal location, 14 Port Lane is ready to welcome you home!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,277

Sqft

0.23 ac

Lot size

2

Garage

2003

Year built

One

Levels

$215

Per sqft

Private poolFireplaceGarden & Trees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
ViewGarden · Trees/Woods
FacesNorth
ExteriorGarden · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2025)$4,603/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,639 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property tax — 2025 actual bill$384
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,115Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,115
Interest rate6.00%
Loan term

Estimated payment

$3,639/mo

Principal & interest$2,879
FHA mortgage insurance (est.)$216
Property taxes (actual bill)$384
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $489K
$393KedgeAI estimate $454,466 · range $409K–$468K$509K

vs edgeAI estimate

+7.6%

$/sqft vs PALM COAST SEC 28

$215 vs $200

Days on market

30 vs 73 typical

Where $215/sqft sits among the 16 homes for sale in PALM COAST SEC 28

1
4
2
4
3 · this home
2
$149–165$165–181$181–197$197–213$213–229$229+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pine Grove

Get to know Palm Coast. See the full Palm Coast guide →

Pine Grove — neighborhood snapshot

Population

7,145

Median age

44

Median income

$64,413

Median home value

$292,692

Avg household

3

Households w/ children

803

For the school run

Flagler County School District

MiddleBuddy Taylor Middle School★★★★★
ElementaryRymfire Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

6 of 16

PALM COAST SEC 28 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Sep 10, 2026Listed at $489,000 · 30 days on market since
2003Built · PALM COAST SEC 28

Reality check

What actually sold near 14 PORT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

75 PORT ROYAL DRIVESold · Sep ’26

$387,724

75 PORT ROYAL DRIVE · same community

4 bd · 3 ba · 2,265 sqft · $171/sqft · 0 DOM

26 PORCUPINE DRIVESold · Aug ’26

$405,000

26 PORCUPINE DRIVE · same community

4 bd · 2 ba · 2,293 sqft · $177/sqft · 66 DOM

4 PONCE DELEON DRIVESold · May ’26

$395,000

4 PONCE DELEON DRIVE · same community

3 bd · 2 ba · 2,316 sqft · $171/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14 PORT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14 PORT LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14 PORT LANE FAQs

What would the monthly payment be for 14 PORT LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,639/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14 PORT LANE?+

The most recent tax bill on record (2025) was $4,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $489,000, this home is listed about 25% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 14 PORT LANE?+

Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KOKOMO REALTY LLC · Tyler Capps. MLS #FC321295.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14 PORT LANE, PALM COAST, FL — 4 Bed, 2 Bath — $489,000 | CENTURY 21 Edge