CENTURY 21 Edge
$419,0003 bd2.5 ba1,875 sqft$223 /sqft≈$4,211 /mo all-in ↓

53 RIVERS EDGE LANE, PALM COAST, FL, 32137

Active9 days on marketListed Oct 1, 2026MLS #FC321311

WaterfrontTownhouseMARINA COVE

Come see it

Upcoming open house

Sun, Oct 18

12:00 PM – 2:00 PM

Licia Bleidner 386 986 9889 will be hosting. Dial 687 at the gate to get buzzed in.

About this home

53 RIVERS EDGE LANE

Spectacular partially furnished waterfront townhouse in the beautiful gated community of Marina Cove, ideally situated directly on the Intracoastal Waterway! This desirable end-unit offers breathtaking water and marina views and even has its own deep-water dock, which is also available for purchase separately. Step inside this partially furnished 3-bedroom, 2½-bath home with a spacious loft and discover a beautifully updated interior designed for comfortable coastal living. A charming front porch with a sitting area welcomes you to the solid wood front door and into the thoughtfully updated home. The renovated kitchen features solid wood cabinetry with crown molding, granite countertops, and a beautiful Travertine backsplash. The formal dining area overlooks the marina and Intracoastal Waterway and flows seamlessly into the spacious living room with soaring ceilings. A bright, enclosed lanai provides the perfect place to relax and watch the sailboats cruise by. The lanai is fully insulated and features fresh paint, new flooring, and plantation shutters. The downstairs primary suite is a private retreat with crown molding, gorgeous wood-plank flooring, and a custom walk-in California Closet and built in wall safe. The beautifully renovated primary bath features Travertine, custom soft-close cabinetry, granite countertops, and a glass-enclosed walk-in shower. A fully updated half bath is conveniently located for guests, while the under-stair closet provides additional storage. Upstairs, spacious guest bedrooms feature tray ceilings and generous closet space, while the versatile loft offers an ideal space for a home office, sitting area, or potentially a fourth bedroom. The oversized two-car garage provides plenty of room for vehicles, storage, and more, with extensive shelving, a utility sink, and attic storage. Additional features include a 2022 roof, fresh exterior paint, newer washer and dryer on pedestals, plantation shutters throughout, and a 2016 HVAC system with a Wi-Fi-enabled thermostat that has been regularly serviced. Enjoy spectacular sunsets and the relaxed waterfront lifestyle that Marina Cove has to offer. Community amenities include a clubhouse, swimming pool, pickleball, tennis, putting green, shuffleboard, boat and trailer staging area, kayak launch, pergola, and more. And don't miss the virtual tour for a great walkthrough of this exceptional waterfront property!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,875

Sqft

0.04 ac

Lot size

2

Garage

1990

Year built

Two

Levels

$223

Per sqft

WaterfrontWater viewPartiallyPets allowed

Inside

FlooringCarpet · Tile · Travertine · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingGarage Door Opener · Guest
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$1,095/mo
Taxes (2025)$3,644/yr
PetsYes
CommunityCanal Front · Fishing · Intracoastal Waterway · Marina · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Gated Community - No Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,211 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property tax — 2025 actual bill$304
HOA fee — from the listing$1,095
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,665Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,665
Interest rate6.00%
Loan term

Estimated payment

$4,211/mo

Principal & interest$2,467
FHA mortgage insurance (est.)$185
Property taxes (actual bill)$304
HOA / condo fee$1,095
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $419K
$347KedgeAI estimate $401,718 · range $362K–$442K$460K

vs edgeAI estimate

+4.3%

$/sqft vs Palm Coast actives

$223 vs $215

Days on market

9 vs 73 typical

Where $223/sqft sits among the 400 Palm Coast actives

193
90 · this home
36
30
19
32
$156–213$213–269$269–325$325–382$382–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★★
ElementaryOld Kings Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$355K → $361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

204 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $419,000 · 9 days on market since
1990Built · MARINA COVE

Reality check

What actually sold near 53 RIVERS EDGE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

46 CAPTAINS WALKSold · Jan ’26

$486,000

46 CAPTAINS WALK · same community

3 bd · 2.5 ba · 1,875 sqft · $259/sqft · 95 DOM

37 CAPTAINS WALK UNIT 37Sold · Aug ’26

$277,000

37 CAPTAINS WALK UNIT 37 · same community

2 bd · 2.5 ba · 1,565 sqft · $177/sqft · 109 DOM

4 MARINA POINT PLACESold · Nov ’25

$535,000

4 MARINA POINT PLACE · same community

3 bd · 2.5 ba · 2,223 sqft · $241/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 53 RIVERS EDGE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 53 RIVERS EDGE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

53 RIVERS EDGE LANE FAQs

What would the monthly payment be for 53 RIVERS EDGE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,211/mo — principal and interest, the actual property-tax bill, the $1,095/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 53 RIVERS EDGE LANE?+

The association fee works out to $1,095 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 53 RIVERS EDGE LANE?+

The most recent tax bill on record (2025) was $3,644. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 53 RIVERS EDGE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $419,000, this home is listed about 7% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 53 RIVERS EDGE LANE?+

Indian Trails Middle School (middle), Matanzas High School (high), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$419,000 runs 10% above the PALM COAST 32137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,095/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Indian Trails Middle School, Matanzas High School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXCHANGE, LLC · Peter Larsson. MLS #FC321311.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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