4380 32ND AVENUE SE, NAPLES, FL, 34117
Active11 days on marketListed Sep 9, 2026MLS #FC321339
About this home
4380 32ND AVENUE SE
Discover the opportunity to build your dream home on this expansive 2.27-acre parcel in Golden Gate Estates, offering the freedom of no homeowners association restrictions. With approximately 150 feet of frontage and 663 feet of depth, this spacious property provides ample room for a custom residence, outdoor living spaces, and the privacy you've been looking for. Enjoy the tranquility and natural beauty of Golden Gate Estates while remaining conveniently located just a short drive from everything Naples has to offer, including world-class beaches, exceptional dining, upscale shopping, and premier golf courses. Whether you're ready to build now or looking for a valuable piece of land for the future, this property offers an excellent opportunity to create the lifestyle you've envisioned.
Facts & features
The home at a glance
2.27 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the NAPLES 34117 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 4380 32ND AVENUE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$475,000
4045 34TH AVENUE SE
3 bd · 2 ba · 1,610 sqft · $295/sqft · 232 DOM
Sold · Jun ’26$389,900
4090 32ND AVENUE SE
3 bd · 2 ba · 1,775 sqft · $220/sqft · 86 DOM
Sold · Jan ’26$400,000
3645 24TH AVENUE SE
3 bd · 2 ba · 2,040 sqft · $196/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 4380 32ND AVENUE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4380 32ND AVENUE SE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4380 32ND AVENUE SE FAQs
What would the monthly payment be for 4380 32ND AVENUE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4380 32ND AVENUE SE?+
The most recent tax bill on record (2025) was $351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4380 32ND AVENUE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $135,000, this home is listed about 74% below the Naples median of $529,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4380 32ND AVENUE SE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Michael Kovar. MLS #FC321339.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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