61 ABBOTT STREET, ST AUGUSTINE, FL, 32084
Active6 days on marketListed Sep 21, 2026MLS #FC321424
About this home
61 ABBOTT STREET
Live in the heart of historic St. Augustine in this 1900 cottage on a corner lot in the Abbott Tract. The current owner bought it as a vacation rental, then loved it enough to move in instead. Stroll to the Castillo de San Marcos, the bayfront, and the shops and cafés on San Marco Avenue, then come home to driveway parking, a rare find downtown. The enclosed front porch makes a sunny office or reading nook. Warm wood floors run through a living and dining space spanning the width of the house, anchored by a fireplace. The renovated kitchen pairs a beadboard ceiling and shiplap walls with a workstation sink and stacked laundry. The updated bath offers a walk-in glass tile shower and floating wood vanity. Step outside to a private brick courtyard. Metal roof, central air, no HOA or CDD. Full-time home, second home, or investment; short-term rental buyers should confirm current City of St. Augustine requirements. Room measurements are approximate; please verify any that matter to you.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,029
Sqft
0.06 ac
Lot size
1900
Year built
One
Levels
$525
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,239 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,239/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+79%
$/sqft vs St Augustine actives
$525 vs $238
Days on market
6 vs 12 typical
Where $525/sqft sits among the 188 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic District
Get to know St Augustine. See the full St Augustine guide →
Historic District — neighborhood snapshot
Population
2,533
Median age
39
Median income
$44,681
Median home value
$532,087
Avg household
2
Households w/ children
127
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $406K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 188
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 61 ABBOTT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$655,000
28 JOINER STREET · same community
3 bd · 2 ba · 1,378 sqft · $475/sqft · 3 DOM
Sold · Feb ’26$412,300
72 LINCOLN STREET
2 bd · 1.5 ba · 1,029 sqft · $401/sqft · 155 DOM
Sold · Aug ’26$580,000
74 ABBOTT STREET
2 bd · 2 ba · 1,028 sqft · $564/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 61 ABBOTT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 61 ABBOTT STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
61 ABBOTT STREET FAQs
What would the monthly payment be for 61 ABBOTT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,239/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 61 ABBOTT STREET?+
The most recent tax bill on record (2025) was $7,930. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 61 ABBOTT STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $540,000, this home is listed about 21% above the St Augustine median of $444,995. The market section on this page shows how the area is trending.
Which schools are assigned to 61 ABBOTT STREET?+
Mky- Head Start /Dpp Pk School (), Ketterlinus Elementary School (elementary), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$540,000 runs 49% above the ST AUGUSTINE 32084 median.
02Fresh on the market
Only 6 days on market in a St Augustine market that averages 12 — if it fits, move quickly.
03Strong assigned schools
Mky- Head Start /Dpp Pk School, Ketterlinus Elementary School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Andrew Michael. MLS #FC321424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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