3506 HARBOR DRIVE, ST AUGUSTINE, FL, 32084
Active1 days on marketListed Sep 19, 2026MLS #FC321484
Come see it
Upcoming open house
Sat, Sep 26
1:00 PM – 4:00 PM
About this home
3506 HARBOR DRIVE
Live the St. Augustine boating lifestyle at 3506 Harbor Drive! This beautifully updated 2-bedroom, 2-bath second-floor condo offers 1,480 square feet in Harbor Point at Comanchee Island, with gorgeous marina and pool views from the private balcony. The spacious living area features cathedral ceilings, wood and tile flooring, and a wood-burning fireplace. The primary suite offers a large walk-in closet, walk-in shower, and double-sink vanity. Enjoy the shaded balcony with an awning and outdoor sink, plus the convenience of a detached one-car garage directly across the street. For boating enthusiasts, the marina setting is hard to beat! Boat slips may be available for rent, offering convenient access to the Intracoastal Waterway, St. Augustine Inlet, and Atlantic Ocean. The community also offers a pool and dock where fishing is permitted. All of this just minutes from historic downtown St. Augustine and Vilano Beach, with dining, shopping, and waterfront activities nearby. Spend the morning on the water, relax by the pool, and head downtown for dinner—at 3506 Harbor Drive, the marina isn't just something you look at, it's part of the lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,480
Sqft
0 ac
Lot size
1
Garage
1986
Year built
One
Levels
$463
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,812 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,812/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$463 vs $238
Days on market
1 vs 37 typical
Where $463/sqft sits among the 187 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $390K
St Augustine median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 187
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 3506 HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$766,000
9 CORUNNA STREET
3 bd · 2 ba · 1,440 sqft · $532/sqft · 14 DOM
Sold · Jun ’26$460,000
15 OAK STREET
3 bd · 2 ba · 1,524 sqft · $302/sqft · 0 DOM
Sold · Apr ’26$310,000
57 FULLERWOOD DRIVE
2 bd · 2 ba · 1,383 sqft · $224/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3506 HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3506 HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3506 HARBOR DRIVE FAQs
What would the monthly payment be for 3506 HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,812/mo — principal and interest, the actual property-tax bill, the $1,150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3506 HARBOR DRIVE?+
The association fee works out to $1,150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3506 HARBOR DRIVE?+
The most recent tax bill on record (2025) was $6,584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3506 HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $685,000, this home is listed about 56% above the St Augustine median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3506 HARBOR DRIVE?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$685,000 runs 88% above the ST AUGUSTINE 32084 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,150/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 1 day on market in a St Augustine market that averages 37 — if it fits, move quickly.
05Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Elizabeth Kelly. MLS #FC321484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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