55 OCEAN CREST WAY UNIT 911, PALM COAST, FL, 32137
Active19 days on marketListed Sep 21, 2026MLS #FC321497
About this home
55 OCEAN CREST WAY UNIT 911
Experience effortless coastal luxury in this turnkey, fully furnished 3-bedroom, 2.5-bath villa within the prestigious Hammock Beach Resort. Opportunities to own one of these highly sought-after villas are rarely available, making this a truly special chance to own a residence in one of Florida’s most desirable coastal resort communities. Designed for refined comfort and relaxed Florida living, this beautifully appointed residence features a desirable split-bedroom floor plan, spacious living areas, and wood-plank porcelain tile flooring throughout, creating a sophisticated foundation that complements the home’s inviting coastal aesthetic. A semi-private elevator provides convenient direct access to the residence, while the private under-building two-car garage offers secure parking and additional convenience. Set within a gated, guard-attended community surrounded by lush tropical landscaping and impeccably maintained grounds, the residence is just a short stroll from the pristine Atlantic shoreline and the scenic A1A coastal corridor, offering easy access to the charming communities and attractions of both Daytona Beach and St. Augustine. The villa is also enrolled in the Hammock Beach Resort rental program, providing flexibility for personal enjoyment along with an opportunity for rental income. A Hammock Beach Club membership is available and required if you want to keep it in the rental program and have access to the exceptional collection of resort amenities, including five pools, a resort pavilion, lazy river, water slide, full-service spa and fitness center, tennis courts, and an array of distinctive dining experiences. Offered fully furnished and ready to enjoy, this rare villa presents an exceptional opportunity to embrace the Hammock Beach lifestyle, where luxury, convenience, resort amenities, and the Atlantic coast come together in one extraordinary setting.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,859
Sqft
0.27 ac
Lot size
2
Garage
2003
Year built
One
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,016 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,016/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.5%
$/sqft vs Palm Coast actives
$374 vs $216
Days on market
19 vs 73 typical
Where $374/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
202 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 55 OCEAN CREST WAY UNIT 911
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$625,000
34 COLLINGDALE COURT
3 bd · 2 ba · 1,873 sqft · $334/sqft · 17 DOM
Sold · Oct ’25$725,000
12 WELDON WAY
3 bd · 2 ba · 1,841 sqft · $394/sqft · 182 DOM
Sold · Mar ’26$552,000
13 CEDARWOOD COURT
3 bd · 2 ba · 1,881 sqft · $293/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 55 OCEAN CREST WAY UNIT 911 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 55 OCEAN CREST WAY UNIT 911 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
55 OCEAN CREST WAY UNIT 911 FAQs
What would the monthly payment be for 55 OCEAN CREST WAY UNIT 911?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $4,016/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 55 OCEAN CREST WAY UNIT 911?+
The most recent tax bill on record (2025) was $7,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 55 OCEAN CREST WAY UNIT 911?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $696,000, this home is listed about 78% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 55 OCEAN CREST WAY UNIT 911?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$696,000 runs 83% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Anthony Lombardo. MLS #FC321497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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